Eric Chery
$624,900$699,0005 bd4 ba3,048 sqft$205 /sqft$4,014 /mo all-in ↓

15620 HAYS ROAD, SPRING HILL, FL, 34610

Active76 days on marketListed May 8, 2026MLS #TB8498331

Reduced $74KSingle Family ResidenceJEAN VAN FARMS

About this home

15620 HAYS ROAD

Seller Motivated!! All Offers Welcome!! Rare opportunity to own this FULLY FENCED 3-ACRE private country retreat featuring TWO HOMES, NO HOA, income potential, and endless possibilities! Perfect for multi-generational living, a family compound, homesteading, a mini farm, investment property, AirBNB/short-term rental, or rental income. Zoned Agricultural Residential, this versatile property offers plenty of room for horses and farm animals, plus space to park your boats, RVs, trailers, work vehicles, and recreational toys. The custom-built 2,088 SF concrete block home offers 3 bedrooms, 2 bathrooms, an oversized 2-car garage, spacious living areas, a beautiful wood-burning stone fireplace, split-bedroom floor plan, heated and cooled sunroom, and a screened patio with a hot tub that conveys. The spacious primary suite includes THREE walk-in closets plus TWO extra-wide linen closets, providing exceptional storage rarely found in homes in this area. Additional features include an indoor laundry room, pantry, breakfast bar, wood-look tile flooring throughout, and multiple fenced areas ideal for pets or livestock. The 960 SF manufactured home (built in 2006) brings the total heated living area to 3,048 SF and offers outstanding flexibility as a guest house, in-law suite, ADU, private residence, or income-producing rental. It features 2 primary bedrooms with en-suite bathrooms and expansive closets, a full kitchen, spacious living and dining areas, indoor laundry, a separate electric meter, and a NEW septic and drainfield (2025). Outside you’ll find everything you need for work, hobbies, and recreation, including a 24x28 double-wide carport with enclosed sides, barn with a garage door and new metal roof in 2024, storage shed with partially finished interior and storage cabinets, gazebo with solar lighting, and plenty of room to expand. The hot tub, big screen TV in the family room, and stainless steel kitchen appliances in the single-family home (excluding washer and dryer) all convey. Recent updates include AC and NEW electrical panel in 2025, NEW septic and drainfield for the manufactured home in 2025, and wood-look tile flooring throughout the single-family home. Situated on a desirable corner lot with frontage on both Hays Rd and Loma Ave, the property potentially has the opportunity to subdivide and build a third home or add another manufactured/mobile home (buyer to verify with County zoning and land use requirements). Enjoy peaceful country living without sacrificing convenience—just 6 miles to the Suncoast Parkway for an easy commute to Tampa, 5 miles to Publix, restaurants, and shopping, 4 miles to Crews Lake Wilderness Park and its miniature train rides, 8 miles to SunWest Beach Park with wakeboard cable, Aqua Park, and paddle sport rentals, and 10 miles to Hudson Beach and Sam’s Beach Bar. Properties offering 3 acres, TWO homes, income potential, NO HOA, agricultural zoning, future development possibilities, and this much flexibility are incredibly hard to find. Whether you’re looking for a private retreat, family compound, horse property, homestead, or investment opportunity, this one truly has it all. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,048

Sqft

3 ac

Lot size

2

Garage

1991

Year built

One

Levels

$205

Per sqft

FireplaceGarden & Trees/Woods view

Inside

FlooringCeramic Tile · Linoleum
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Kitchen · Inside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Wall Units / Window Unit

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Trees/Woods
FacesWest
ExteriorFrench Doors · Garden · Lighting · Private Entrance · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$2,974/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,014 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$248
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,490
Interest rate6.00%
Loan term

Estimated payment

$4,014/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$248
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Jean Van Farms

Map of 15620 HAYS ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

Jean Van Farms — neighborhood snapshot

Population

536

Median age

33

Median income

$61,903

Median home value

$223,300

Avg household

3

Households w/ children

58%

For the school run

Pasco County School District

MiddleCrews Lake Middle School.★★★★
ElementaryDr. Mary Giella Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the SPRING HILL 34610 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $624,900 $74K
May 8, 2026Listed at $699,000 · 76 days on market since
1991Built · JEAN VAN FARMS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15620 HAYS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15620 HAYS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

15620 HAYS ROAD FAQs

What would the monthly payment be for 15620 HAYS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,014/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15620 HAYS ROAD?+

The most recent tax bill on record (2025) was $2,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $624,900, this home is listed about 81% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15620 HAYS ROAD?+

Crews Lake Middle School. (middle), Dr. Mary Giella Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$624,900 runs 67% above the SPRING HILL 34610 median — but at 3,048 sqft it's also 67% larger than the typical Spring Hill listing.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

76 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $699,000, now $624,900 — a $74K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Esther Reyes-Todd, PA. MLS #TB8498331.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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