Eric Chery
$699,0003 bd2.5 ba2,230 sqft$313 /sqft$5,152 /mo all-in ↓

2121 6TH STREET E, PALMETTO, FL, 34221

Active102 days on marketListed Apr 13, 2026MLS #TB8496887

Single Family ResidenceSANCTUARY COVE

About this home

2121 6TH STREET E

Welcome to your private retreat in the highly sought-after Sanctuary Cove a true boater’s paradise offering luxury, lifestyle, and waterfront living at its finest. Looking for a Boat or Boatslip? Seller has option for separate purchase. Flood zone X, no flood insurance required with no past issue with hurricanes. This beautifully upgraded home is designed for both relaxation and entertaining, featuring an expansive lanai with southern exposure complete with an electric hurricane screen, ceiling fan, and a fully equipped outdoor kitchen. Enjoy cooking and hosting with a built-in grill, stovetop, pizza oven, and refrigerator, all set for unforgettable evenings in your outdoor oasis. Step inside to discover refined finishes throughout, including elegant crown molding and a custom bar area with granite countertops, built-in cabinetry, and a wine cooler — perfect for entertaining guests in style. The home is thoughtfully enhanced with a whole-house water filtration and softener system, ensuring comfort and quality in every detail. The spacious primary suite includes custom closet shelving for optimal organization, while the garage offers added functionality with a utility sink and built-in storage shelving. Outside, a widened driveway provides convenience and extra parking, complementing the home’s exceptional curb appeal. Located in Sanctuary Cove, this property offers the ultimate Florida lifestyle where boating, luxury, and everyday comfort come together seamlessly.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,230

Sqft

0.15 ac

Lot size

2

Garage

2021

Year built

One

Levels

$313

Per sqft

Inside

FlooringOther
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · High Ceilings · In Wall Pest System · Open Floorplan · Other · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingOther

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen

Community & fees

HOA fee$108/mo
Taxes (2025)$10,202/yr
PetsBreed Restrictions
CommunityBoat Slip · Dock · Marina · Private Boat Ramp · Water Access · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool

Utilities & systems

UtilitiesOther
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,152 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$850
HOA fee — from the listing$108
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$5,152/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$850
HOA / condo fee$108
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$499KedgeAI estimate $541,836 · range $520K$598K$727K

vs edgeAI estimate

+29%

$/sqft vs SANCTUARY COVE

$313 vs $387

Days on market

102 vs 55 typical

Where $313/sqft sits among the 7 homes for sale in SANCTUARY COVE

3 · this home
1
1
1
0
1
$307–366$366–426$426–485$485–545$545–604$604+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 2121 6TH STREET E

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

5 of 7

SANCTUARY COVE have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Apr 13, 2026Listed at $699,000 · 102 days on market since
2021Built · SANCTUARY COVE

Reality check

What actually sold near 2121 6TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2009 6TH STREET ESold · May ’26

$725,000

2009 6TH STREET E · same community

3 bd · 2.5 ba · 2,230 sqft · $325/sqft · 114 DOM

710 16TH AVENUE ESold · Mar ’26

$1,050,000

710 16TH AVENUE E · same community

3 bd · 2.5 ba · 2,230 sqft · $471/sqft · 129 DOM

510 16TH AVENUE ESold · Sep ’25

$779,000

510 16TH AVENUE E · same community

3 bd · 2.5 ba · 2,230 sqft · $349/sqft · 148 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2121 6TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2121 6TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2121 6TH STREET E FAQs

What would the monthly payment be for 2121 6TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,152/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2121 6TH STREET E?+

The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2121 6TH STREET E?+

The most recent tax bill on record (2025) was $10,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2121 6TH STREET E?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $699,000, this home is listed about 75% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2121 6TH STREET E?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Joel Ferguson. MLS #TB8496887.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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