11100 86TH AVENUE UNIT 310, SEMINOLE, FL, 33772
Active117 days on marketListed Apr 9, 2026MLS #TB8496025
About this home
11100 86TH AVENUE UNIT 310
SEMINOLE GARDENS - 2 BEDROOM 2 BATHROOM CONDO with NEW A/C and ELECTRIC PANEL. This is a CORNER UNIT light and bright with an ENSUITE BATHROOM in the Primary Bedroom. The Florida room is a season space with windows and screens. It also has a storage closet. This popular 55+ complex offers lots of amenities and activities for the active Florida lifestyle with NO LAND LEASE. The Community Pool/Spa is heated year-round, there's shuffleboard and billiards and lots ways to socialize with card games, bingo, dance and exercise classes. The FREE SHUTTLE operating 5 days a week is an easy, convenient way to get to all your shopping and dining spots. Perfect for a week-end getaway, snowbird, investor or year-round living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
912
Sqft
0.32 ac
Lot size
1971
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,158 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,158/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.5%
$/sqft vs SEMINOLE GARDEN APTS CO-OP
$152 vs $117
Days on market
117 vs 44 typical
Where $152/sqft sits among the 21 homes for sale in SEMINOLE GARDEN APTS CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33772 — neighborhood snapshot
Population
23,428
Median age
50.5
Median income
$74,026
Median home value
$327,000
Avg household
2.24
Households w/ children
1,996
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
7 of 21
SEMINOLE GARDEN APTS CO-OP have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 11100 86TH AVENUE UNIT 310
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$90,000
8425 112TH STREET UNIT 210 · same community
2 bd · 2 ba · 912 sqft · $99/sqft · 0 DOM
Sold · Aug ’25$92,000
8396 111TH STREET UNIT 301 · same community
2 bd · 2 ba · 912 sqft · $101/sqft · 27 DOM
Sold · Aug ’25$111,000
8320 112TH STREET UNIT 206 · same community
2 bd · 2 ba · 912 sqft · $122/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11100 86TH AVENUE UNIT 310 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11100 86TH AVENUE UNIT 310 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
11100 86TH AVENUE UNIT 310 FAQs
What would the monthly payment be for 11100 86TH AVENUE UNIT 310?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,158/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11100 86TH AVENUE UNIT 310?+
The most recent tax bill on record (2025) was $1,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11100 86TH AVENUE UNIT 310?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $138,900, this home is listed about 64% below the Seminole median of $390,250. The market section on this page shows how the area is trending.
Which schools are assigned to 11100 86TH AVENUE UNIT 310?+
Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33772 market on paper
$138,900 is 31% below the SEMINOLE 33772 median of $199,900, and at $152/sqft it sits under the Seminole average of $257.
02Time on market is leverage
117 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Katherine Congdon. MLS #TB8496025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Seminole homes, in your inbox
Like 11100 86TH AVENUE UNIT 310 but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →