1308 13TH CIRCLE SE, LARGO, FL, 33771
Active102 days on marketListed Apr 12, 2026MLS #TB8495908
About this home
1308 13TH CIRCLE SE
One or more photo(s) has been virtually staged. If you haven't experienced the beautifully landscaped and serene complex of New Haven, there's no better time than right now! Located in Largo at one of the most desirable 55 plus communities. This 2 Bedroom, 2 Bath Villa has covered parking right outside your front door. As soon as you walk in, you'll see what sets this home apart from all the rest. From the living room, kitchen and enclosed porch there are spectacular views of green space and a sparkling canal. Enjoy the view from inside or go out back and relax in your lawn chair with a good book. There's a large open patio in front, enclosed porch on the back. This home is ready to move in with new laminate flooring, kitchen and bathroom updates, new appliances and interior doors. Freshly painted in and out, new front door is on the way. The Maintenance Fee takes care of your Outside Building Maintenance, Clubhouse with Heated Pool/Spa, Pickleball, Tennis Courts, Billiards and more. Also includes Waer, Sewer, Trash, Cable, Escrow Reserves, Insurance and Maintenance of the Grounds. Bring your small furry pet too. Centrally located to Shopping, Restaurants, Parks, Theaters, the Gulf Beaches and Tampa Bay. Don't delay, this slice of Paradise could be yours!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
1976
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,447 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,447/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
$/sqft vs NEW HAVEN CONDO
$176 vs $191
Days on market
102 vs 42 typical
Where $176/sqft sits among the 8 homes for sale in NEW HAVEN CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water View Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Water View Estates — neighborhood snapshot
Population
1,295
Median age
63
Median income
$70,547
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
3 of 8
NEW HAVEN CONDO have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1308 13TH CIRCLE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$100,000
1234 11TH CIRCLE SE · same community
2 bd · 2 ba · 1,110 sqft · $90/sqft · 93 DOM
Sold · Jul ’26$130,000
1503 16TH CIRCLE SE · same community
2 bd · 2 ba · 1,110 sqft · $117/sqft · 134 DOM
Sold · Sep ’25$120,000
1508 16TH CIRCLE SE · same community
2 bd · 2 ba · 1,110 sqft · $108/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1308 13TH CIRCLE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1308 13TH CIRCLE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1308 13TH CIRCLE SE FAQs
What would the monthly payment be for 1308 13TH CIRCLE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1308 13TH CIRCLE SE?+
The most recent tax bill on record (2025) was $636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1308 13TH CIRCLE SE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $194,900, this home is listed about 28% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1308 13TH CIRCLE SE?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33771 market on paper
$194,900 is 11% below the LARGO 33771 median of $220,000, and at $176/sqft it sits under the Largo average of $247.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
102 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Angela Morris. MLS #TB8495908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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