10316 CLOVER PINE DRIVE, TAMPA, FL, 33647
Active108 days on marketListed Apr 8, 2026MLS #TB8494244
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Upcoming open house
Sun, Jul 26
11:00 AM – 1:00 PM
About this home
10316 CLOVER PINE DRIVE
Fall in love with this beautifully upgraded 5-bedroom, 4.5-bath home in Laurel Vista at K-Bar Ranch! Featuring a bright open floor plan, this home showcases wood-look porcelain tile flooring, crown molding, recessed lighting, and stylish design touches throughout. The gourmet kitchen offers quartz countertops, staggered white cabinets with under-cabinet lighting, stainless steel appliances, and a large island overlooking the spacious family room. Enjoy indoor-outdoor living with a large screened and tiled patio (50’ x 38’) with peaceful pond views. The first floor includes a bedroom ideal for an in-law suite, formal dining room, and private office/den. Upstairs features a large loft with wet bar, media/theater room with pre-wiring, and a luxurious primary suite with dual walk-in closets and spa-like bath. Additional highlights include wood flooring upstairs, crown molding and chair rails throughout, second-floor laundry, whole-home water softener, and a tandem 3-car garage. This move-in ready home offers space, comfort, and premium upgrades in a desirable community—don’t miss it!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,910
Sqft
0.19 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,868 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,868/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.9%
$/sqft vs Tampa actives
$153 vs $303
Days on market
108 vs 33 typical
Where $153/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside K Bar Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
K Bar Ranch — neighborhood snapshot
Population
2,864
Median age
36
Median income
$116,513
Median home value
$440,900
Avg household
3
Households w/ children
419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
182 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10316 CLOVER PINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$445,000
19501 SEA MYRTLE WAY · same community
4 bd · 3 ba · 2,986 sqft · $149/sqft · 324 DOM
Sold · Nov ’25$750,000
19204 BRIARBROOK DRIVE
6 bd · 4 ba · 4,169 sqft · $180/sqft · 134 DOM
Sold · Oct ’25$655,000
19238 CLIMBING ASTER DRIVE
5 bd · 4 ba · 3,816 sqft · $172/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10316 CLOVER PINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10316 CLOVER PINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
10316 CLOVER PINE DRIVE FAQs
What would the monthly payment be for 10316 CLOVER PINE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,868/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10316 CLOVER PINE DRIVE?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10316 CLOVER PINE DRIVE?+
The most recent tax bill on record (2025) was $15,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10316 CLOVER PINE DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $749,000, this home is listed about 61% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10316 CLOVER PINE DRIVE?+
Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$749,000 runs 90% above the TAMPA 33647 median — but at 4,910 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
108 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $849,000, now $749,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Ravi Belavendra George. MLS #TB8494244.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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