10117 CELTIC ASH DRIVE, RUSKIN, FL, 33573
Active110 days on marketListed Apr 4, 2026MLS #TB8494007
About this home
10117 CELTIC ASH DRIVE
Virtually Staged. PRICE CORRECTION ~ Move-in ready 3/2/2 gem in Belmont! This charming home features a versatile bonus room/formal dining area and an open-concept kitchen with a breakfast bar that overlooks the spacious family room. Parents will love the primary suite’s spa-like bathroom, while the family and pets will enjoy the safety of the fully fenced backyard. Primary Suite: Features dual vanities, soaking tub, and separate shower. Outdoor Space: Fully fenced backyard on a quiet, peaceful street. Living in Belmont means skipping the school commute with an elementary school right in the neighborhood and enjoying resort-style perks every weekend—from the dog park and walking trails to the swimming pools and sports courts. It’s not just a house; it’s the lifestyle your family deserves. Ideally located with fast access to I-75 and US-301 for a quick commute to Downtown Tampa and Channelside. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,840
Sqft
0.13 ac
Lot size
2
Garage
2009
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,499 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,499/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
Days on market
110 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10117 CELTIC ASH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10117 CELTIC ASH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
10117 CELTIC ASH DRIVE FAQs
What would the monthly payment be for 10117 CELTIC ASH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,499/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10117 CELTIC ASH DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10117 CELTIC ASH DRIVE?+
The most recent tax bill on record (2025) was $5,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10117 CELTIC ASH DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $300,000, this home is listed about 14% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 10117 CELTIC ASH DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$300,000 runs 15% above the RUSKIN 33573 median.
02Time on market is leverage
110 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $325,000, now $300,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of HOMESMART · Michele Patterson. MLS #TB8494007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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