2750 E BAY DRIVE UNIT 10E, LARGO, FL, 33771
Active113 days on marketListed Apr 1, 2026MLS #TB8491680
About this home
2750 E BAY DRIVE UNIT 10E
One or more photo(s) is virtually staged! VACANT! BEST LOCATION TO LIVE IN LARGO! FULLY UPDATED! LOW HOA FEES , NO FLOOD ZONE Move-in ready condo is located in the desirable Bay Palms Community FULLY UPDATED! NO FLOOD ZONE. This remodeled condo offers a bright and open floor plan with a spacious living and dining area, updated flooring, and sliding glass doors that lead to an enclosed balcony overlooking peaceful garden views—perfect for enjoying Florida’s year-round sunshine. The BRAND-NEW KITCHEN features white cabinetry, Stainless Steel Appliances, NEW BACKSPLASH and a functional layout that opens to the main living space, NEW PLUMBING, NEW PAINT, NEW BATHROOM, AC UNIT IS 2019. The primary bedroom is spacious and has 2 closet space, and the bathroom has been tastefully updated with modern finishes. Additional highlights include LAUNDRY ROOM WASHER & DRYER ON EACH FLOOR & PRIVATE STORAGE UNIT #10, unit ideal for beach gear or seasonal items, and an assigned parking space conveniently located directly in front of the unit., plus extra parking for second vehicle. Bay Palms is a well-maintained and active community offering a Heated Pool, Clubhouse, Shuffleboard courts, and Outdoor Grilling areas. THE MONTHLY HOA FEE COVERS: WATER, TRASH, EXTERIOR MAINTENANCE, BUILDING INSURANCE, ROOF and Reserves, providing true maintenance-free living. The land lease fee is included in the HOA. Located in a non-flood zone with no recent storm damage, this property offers peace of mind. Ideally situated close to shopping, dining, public transportation, Largo Central Park, Seminole City Center, and just minutes to the Gulf beaches, with convenient access to Tampa & Tampa International Airport. An excellent opportunity for a primary residence or seasonal retreat or income producing investment in a centrally located, well-managed community. LOW HOA FFE $458 PER MONTH, INSURANCE $ 600 PER YEAR. BRING ALL THE OFFERS. SHOWING ANYTIME. This is 55 + community. RENTAL IS ALLOWED.! FINANCING IS ALLOWED!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
840
Sqft
1.19 ac
Lot size
1972
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,455 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,455/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.3%
$/sqft vs Largo actives
$131 vs $236
Days on market
113 vs 42 typical
Where $131/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33771 — neighborhood snapshot
Population
27,908
Median age
51.8
Median income
$60,139
Median home value
$145,600
Avg household
2.05
Households w/ children
2,059
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
201 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2750 E BAY DRIVE UNIT 10E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
2750 E BAY DRIVE UNIT 12E · same community
1 bd · 1 ba · 640 sqft · $172/sqft · 78 DOM
Sold · Jan ’26$117,500
2750 E BAY DRIVE UNIT 4D · same community
1 bd · 1 ba · 640 sqft · $184/sqft · 26 DOM
Sold · Mar ’26$130,000
1100 BELCHER ROAD S UNIT 720
2 bd · 2 ba · 864 sqft · $150/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2750 E BAY DRIVE UNIT 10E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2750 E BAY DRIVE UNIT 10E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2750 E BAY DRIVE UNIT 10E FAQs
What would the monthly payment be for 2750 E BAY DRIVE UNIT 10E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,455/mo — principal and interest, the actual property-tax bill, the $453/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2750 E BAY DRIVE UNIT 10E?+
The association fee works out to $453 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2750 E BAY DRIVE UNIT 10E?+
The most recent tax bill on record (2025) was $1,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2750 E BAY DRIVE UNIT 10E?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $109,900, this home is listed about 59% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2750 E BAY DRIVE UNIT 10E?+
Largo Middle School (middle), Southern Oak Elementary School (elementary), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33771 market on paper
$109,900 is 50% below the LARGO 33771 median of $220,000, and at $131/sqft it sits under the Largo average of $247.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
113 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo Middle School, Southern Oak Elementary School, Largo High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $125,900, now $109,900 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Greta Murati. MLS #TB8491680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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