2524 VICTARRA CIRCLE, LUTZ, FL, 33559
Active113 days on marketListed Apr 3, 2026MLS #TB8491334
About this home
2524 VICTARRA CIRCLE
One or more photo(s) has been virtually staged. SELLER ASSISTING $10,000 IN CLOSING COSTS & 1-YEAR HOME WARRANTY! HUGE PRICE REDUCTION! MOVE-IN READY HOME!! Welcome to your private slice of paradise, located in the established Sutton Estates area of Lutz!!! NO HOA NO HOA!!!! Nestled in a fully fenced backyard on a ½-acre lot, this property offers the perfect blend of space, comfort, and convenience—giving you peace & quiet while still being just minutes from shopping, dining, and everyday essentials. Enjoy added freedom and peace of mind with NO HOA and NO FLOOD ZONE! A spacious split-bedroom layout, and the primary suite tucked away on the opposite side of the home for added privacy. The home has been beautifully updated with new vinyl plank flooring throughout the main living areas, tile in both bathrooms, a fully remodeled kitchen, and fresh interior & exterior paint, creating a clean, modern feel throughout. Major systems have already been taken care of for you, including a roof just 5 years old (4/2021), HVAC 2021 with routine inspections, a new water heater, and updated electrical and plumbing, giving you peace of mind and true move-in readiness. Out back is where this home truly stands out—your oversized, fully fenced yard is designed for both relaxation and entertaining. Enjoy two beautiful pergolas and gather with family and friends while cooking on your very own parrilla, a traditional Argentine/South American grill that brings an authentic outdoor cooking experience right to your backyard. Don't forget the mature fruit trees, adding charm, character, and a unique outdoor experience. There’s plenty of space for gatherings, pets, and play—your own private retreat. Conveniently located less than 20 minutes from downtown Tampa & Wesley Chapel, and under an hour to Florida’s Gulf beaches, you’ll have easy access to everything while still enjoying your own space. If you're looking for land, upgrades, and a lifestyle that blends privacy with convenience—this one checks all the boxes. Give us a call before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,280
Sqft
0.5 ac
Lot size
2
Garage
1980
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Lutz actives
$224 vs $243
Days on market
113 vs 35 typical
Where $224/sqft sits among the 274 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
150 of 274
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2524 VICTARRA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$515,000
2525 VICTARRA CIRCLE · same community
3 bd · 2 ba · 1,739 sqft · $296/sqft · 13 DOM
Sold · Jun ’26$385,000
4926 ANNISTON CIRCLE
3 bd · 2.5 ba · 2,286 sqft · $168/sqft · 45 DOM
Sold · Jul ’26$410,000
14711 TALL TREE DRIVE
4 bd · 2 ba · 2,271 sqft · $181/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2524 VICTARRA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2524 VICTARRA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2524 VICTARRA CIRCLE FAQs
What would the monthly payment be for 2524 VICTARRA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2524 VICTARRA CIRCLE?+
The most recent tax bill on record (2025) was $6,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2524 VICTARRA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $510,000, this home is listed about 4% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2524 VICTARRA CIRCLE?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$510,000 runs 27% above the LUTZ 33559 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
113 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Miles Elementary School, Buchanan Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $550,000, now $510,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Tabatha Pankop. MLS #TB8491334.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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