5223 CLOVER MIST DRIVE, APOLLO BEACH, FL, 33572
Active120 days on marketListed Mar 26, 2026MLS #TB8490398
About this home
5223 CLOVER MIST DRIVE
No CDD, low HOA, no mandatory flood insurance. Roof 2022, A/C with heat pump 2025, water heater 2025. This beautifully maintained residence is located in the GATED community of Braemar and showcases an expansive open concept design featuring 3 bedrooms plus a den, 2 full bathrooms, dual living areas, a dining space, and a two car garage. Offering more than 2000 square feet of living space, this property provides ample room for comfortable everyday living and effortless entertaining. The interior is enhanced with soaring vaulted ceilings that create a bright and welcoming atmosphere. The well-appointed kitchen is designed to impress with a center island, breakfast bar, 42 inch wood cabinetry, a newer gas range and dishwasher and stylish tile backsplash. Plush carpeting adds comfort to each bedroom while durable tile flooring flows throughout the main living areas for easy maintenance. Step outside to an expansive 16x40 screened lanai added in 2023, an ideal setting for hosting gatherings or enjoying peaceful evenings at home. The fenced backyard is thoughtfully landscaped creating a serene private retreat. Culligan water softener with Reverse Osmosis. Situated within the desirable gated community of Braemar, residents enjoy access to scenic walking paths, a community pool, and a playground. This home is conveniently located just minutes from E.G. Simmons Park, Apollo Beach Nature Preserve, marinas, and waterfront dining with easy access to shopping, white sandy beaches, sports complexes, MacDill AFB, US 41, the Selmon Expressway, I-75, I-4, US 301, St Petersburg, Downtown Tampa, and only about 27 miles to Tampa International Airport. Call today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,039
Sqft
0.18 ac
Lot size
2
Garage
2005
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,026 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,026/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.9%
$/sqft vs Apollo Beach actives
$177 vs $227
Days on market
120 vs 56 typical
Where $177/sqft sits among the 395 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 395
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5223 CLOVER MIST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$342,000
5124 CLOVER MIST DRIVE · same community
3 bd · 2 ba · 2,062 sqft · $166/sqft · 17 DOM
Sold · May ’26$328,000
5229 CLOVER MIST DRIVE · same community
3 bd · 2 ba · 2,062 sqft · $159/sqft · 0 DOM
Sold · Aug ’25$389,900
5236 CLOVER MIST DRIVE · same community
4 bd · 2.5 ba · 2,379 sqft · $164/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5223 CLOVER MIST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5223 CLOVER MIST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5223 CLOVER MIST DRIVE FAQs
What would the monthly payment be for 5223 CLOVER MIST DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,026/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5223 CLOVER MIST DRIVE?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5223 CLOVER MIST DRIVE?+
The most recent tax bill on record (2025) was $5,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5223 CLOVER MIST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $360,000, this home is listed about 27% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5223 CLOVER MIST DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$360,000 is 20% below the APOLLO BEACH 33572 median of $450,000, and at $177/sqft it sits under the Apollo Beach average of $266.
02Time on market is leverage
120 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $365,000, now $360,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Melissa Davis. MLS #TB8490398.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 5223 CLOVER MIST DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →