Eric Chery
$144,5002 bd2 ba748 sqft$193 /sqft$1,356 /mo all-in ↓

4848 BAKER AVENUE UNIT 220, ZEPHYRHILLS, FL, 33541

Active138 days on marketListed Mar 21, 2026MLS #TB8489077

Priced 56% below the ZEPHYRHILLS 33541 medianManufactured HomeAMERICAN CONDOMINIUM PARKS - ZEPHYRHILLS

About this home

4848 BAKER AVENUE UNIT 220

Rare Opportunity! This beautifully maintained 2-bedroom, 2-bath park model offers both comfort and functionality in a highly desirable layout. The home includes a walk-in shower and a convenient in-unit laundry located in the second bathroom, complete with a brand new washer and dryer. Enjoy peace of mind with major updates already completed, including energy-efficient windows, and a recently installed AC and heat pump (just 6 months old), and new carpeting—providing year-round comfort and efficiency. The kitchen is equipped with an electric stove and a pantry for added storage, while the open living spaces make everyday living and entertaining a breeze. Perfect for seasonal living or full-time enjoyment, this rare find combines low maintenance with modern upgrades—don’t miss your chance to own this move-in ready gem! American Condominium Parks - Zephyrhills is a 55+ gated community with heated pool, clubhouse, exercise room, sauna, hot tub, tennis court, Pickleball courts, horse shoe pits, shuffleboard, and many more amenities. A friendly, active community with dances, dinners and entertainment. Perfect for Full-time, affordable living and cost-effective for snow birds. NO RENT AS YOU OWN THE LAND. All properties sold AS IS.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

748

Sqft

0.05 ac

Lot size

1994

Year built

One

Levels

$193

Per sqft

55+ community

Inside

FlooringCarpet · Linoleum
AppliancesDryer · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMembrane · Shingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesSouth
ExteriorAwning(s) · Private Entrance · Rain Gutters · Storage

Community & fees

HOA fee$130/mo
Taxes (2025)$1,817/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityFishing · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,356 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$851
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$151
HOA fee — from the listing$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,058Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,058
Interest rate6.00%
Loan term

Estimated payment

$1,356/mo

Principal & interest$851
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$151
HOA / condo fee$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$102KedgeAI estimate $114,050 · range $106K$125K$150K

vs edgeAI estimate

+26.7%

$/sqft vs Zephyrhills actives

$193 vs $176

Days on market

138 vs 47 typical

Where $193/sqft sits among the 400 Zephyrhills actives

51
74
85
81 · this home
64
45
$108–132$132–155$155–179$179–202$202–226$226+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 4848 BAKER AVENUE UNIT 220

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)52 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$356K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

202 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Mar 21, 2026Listed at $144,500 · 138 days on market since
1994Built · AMERICAN CONDOMINIUM PARKS - ZEPHYRHILLS

Reality check

What actually sold near 4848 BAKER AVENUE UNIT 220

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

35012 DALE AVENUESold · Feb ’26

$95,000

35012 DALE AVENUE

2 bd · 2 ba · 732 sqft · $130/sqft · 102 DOM

35238 DODIE DRIVE UNIT 09Sold · Apr ’26

$79,000

35238 DODIE DRIVE UNIT 09

1 bd · 2 ba · 726 sqft · $109/sqft · 20 DOM

3907 WILLIAM HUME DRIVESold · Sep ’25

$150,000

3907 WILLIAM HUME DRIVE

2 bd · 2 ba · 782 sqft · $192/sqft · 204 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4848 BAKER AVENUE UNIT 220 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4848 BAKER AVENUE UNIT 220 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Eric’s phone and CRM.

Straight answers

4848 BAKER AVENUE UNIT 220 FAQs

What would the monthly payment be for 4848 BAKER AVENUE UNIT 220?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,356/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4848 BAKER AVENUE UNIT 220?+

The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4848 BAKER AVENUE UNIT 220?+

The most recent tax bill on record (2025) was $1,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4848 BAKER AVENUE UNIT 220?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $144,500, this home is listed about 55% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4848 BAKER AVENUE UNIT 220?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER AQUATERRA REALTY · Shelley Kreider. MLS #TB8489077.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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