110 E SAINT LUCIA LOOP, APOLLO BEACH, FL, 33572
Active130 days on marketListed Mar 12, 2026MLS #TB8485303
About this home
110 E SAINT LUCIA LOOP
PRICE IMPROVEMENT!!! MOTIVATED SELLER!!! The sellers have another place and want to move this property. - The eat-in kitchen has been updated with high-end cabinets, solid surface countertops, and modern appliances, making meal prep both enjoyable and efficient with added extra cabinetry, provides great storage. The Primary Bedroom and bathroom have been tastefully updated, creating comfortable and inviting spaces to relax. The Florida room and screened-in lanai stretch across the entire width of the home, offering the perfect setting for quiet mornings and early morning coffee. And when evening comes, the west-facing covered deck is the ideal place to take in stunning sunsets. External updates ensure peace of mind, including a new HVAC system, new ductwork, and a vapor barrier. For those who love the outdoors, the community offers kayak and boat launch facilities with direct access to Tampa Bay. If you enjoy staying active, you’ll appreciate the bocce ball and shuffleboard courts, horseshoes, and a heated pool that’s open year-round. Inside the clubhouse, there’s always something to do, whether it’s crafting, playing a game of pool, or joining neighbors for a friendly card game. Life here is about more than just a home; it’s about community. With year-round activities, themed dinners, and social gatherings, there’s always an opportunity to connect, have fun, and feel at home. Located within 1 hour of three major airports, Tampa, Saint Pete & Sarasota/Bradenton, you’ll have easy access to beaches, shopping, dining, and entertainment. Whether you’re looking for adventure or relaxation, you’ll find it here. Come visit and see for yourself why so many love calling the Caribbean Isles home! To Ensure confidence in your purchase the Seller is offering a one-year home warranty.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,012
Sqft
0.15 ac
Lot size
1977
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,501/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL CO
$143 vs $153
Days on market
130 vs 56 typical
Where $143/sqft sits among the 14 homes for sale in CARIBBEAN ISLES RESIDENTIAL CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
5 of 14
CARIBBEAN ISLES RESIDENTIAL CO have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 110 E SAINT LUCIA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$50,000
170 S SAINT THOMAS CIRCLE · same community
2 bd · 1.5 ba · 970 sqft · $52/sqft · 25 DOM
Sold · Jul ’26$31,000
105 SAINT MARTINS WAY · same community
3 bd · 2 ba · 900 sqft · $34/sqft · 84 DOM
Sold · Apr ’26$120,000
124 SAINT PIERRES WAY · same community
3 bd · 2 ba · 1,152 sqft · $104/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 110 E SAINT LUCIA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 110 E SAINT LUCIA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
110 E SAINT LUCIA LOOP FAQs
What would the monthly payment be for 110 E SAINT LUCIA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,501/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 110 E SAINT LUCIA LOOP?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 110 E SAINT LUCIA LOOP?+
The most recent tax bill on record (2025) was $2,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 110 E SAINT LUCIA LOOP?+
The listing reports pets: Breed Restrictions, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $144,900, this home is listed about 70% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 110 E SAINT LUCIA LOOP?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$144,900 is 68% below the APOLLO BEACH 33572 median of $450,000, and at $143/sqft it sits under the Apollo Beach average of $266.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
130 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $159,900, now $144,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WALLS REALTY & ASSOCIATES, LLC · Terry Brown. MLS #TB8485303.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 110 E SAINT LUCIA LOOP but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →