423 150TH AVENUE UNIT 1405, MADEIRA BEACH, FL, 33708
Active147 days on marketListed Mar 10, 2026MLS #TB8484689
About this home
423 150TH AVENUE UNIT 1405
EXCLUSIVE MADEIRA BEACH AND BOATER RETREAT Discover elevated waterfront elegance in this rarely offered 2-bedroom, 2-bath condo with an on-site private garage and the ability to purchase or rent your own boat slip!! Perched high for panoramic vistas of scenic intercostal waterway, the expansive covered patio becomes your private outdoor haven—perfect for morning coffee with dolphin sightings or sunset cocktails overlooking the water. Step inside to an inviting open-concept layout with high ceilings with elegant crown molding. The gourmet kitchen shines with stainless-steel appliances, granite countertops, reverse osmosis filtration, and a whole-home water softener system. Newly installed tile floors with sound-dampening underlay throughout the unit ensuring quiet comfort. The generous primary suite features intercostal views, dual walk-in closets, a spa-like en-suite bath with double vanities, and easy access to the patio for that morning stretch or evening unwind. A split floor plan keeps the guest bedroom and full bath private and convenient, ideal for visitors or family. Inside laundry adds everyday ease after beach days or time on the water. Plus, an oversized private garage for secure parking, and pet-friendly policies. Community perks include a heated pool and spa for year-round relaxation, a well-appointed clubhouse with kitchen for gatherings, lush tropical grounds, kayak launch, and recent building enhancements (fresh exterior paint, plumbing upgrades, and a clean structural milestone inspection—no major issues noted). You're just steps from pristine Madeira Beach sands, eclectic shops, waterfront dining, grocery stores, pubs, and surf spots. Quick drives to vibrant downtown St. Pete (20 minutes) or Tampa International Airport (45 minutes) keep you connected without sacrificing that laid-back beach vibe.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,350
Sqft
3.51 ac
Lot size
1
Garage
2003
Year built
One
Levels
$507
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,917 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,917/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Madeira Beach actives
$507 vs $613
Days on market
147 vs 86 typical
Where $507/sqft sits among the 113 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $620K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
53 of 113
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 423 150TH AVENUE UNIT 1405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$675,000
425 150TH AVENUE UNIT 2404 · same community
2 bd · 2 ba · 1,505 sqft · $449/sqft · 55 DOM
Sold · Dec ’25$600,000
423 150TH AVENUE UNIT 1501 · same community
3 bd · 2 ba · 1,825 sqft · $329/sqft · 153 DOM
Sold · Sep ’25$940,000
425 150TH AVENUE UNIT 2501 · same community
3 bd · 2 ba · 1,825 sqft · $515/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 423 150TH AVENUE UNIT 1405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 423 150TH AVENUE UNIT 1405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
423 150TH AVENUE UNIT 1405 FAQs
What would the monthly payment be for 423 150TH AVENUE UNIT 1405?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,917/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 423 150TH AVENUE UNIT 1405?+
The most recent tax bill on record (2025) was $9,647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 423 150TH AVENUE UNIT 1405?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $685,000, this home is listed about 9% below the Madeira Beach median of $750,000. The market section on this page shows how the area is trending.
Which schools are assigned to 423 150TH AVENUE UNIT 1405?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$685,000 runs 46% above the MADEIRA BEACH 33708 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $700,000, now $685,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Cameron Mazoochi. MLS #TB8484689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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