3560 COASTAL HIGHWAY, ST AUGUSTINE, FL, 32084
Active139 days on marketListed Mar 6, 2026MLS #TB8483648
About this home
3560 COASTAL HIGHWAY
Design and Build Your Dream Home on this exceptional oceanfront homesite located on beautiful St. Augustine Beach. Offering 100 feet of direct frontage, this prime parcel provides the perfect canvas to create a custom coastal retreat with breathtaking water views and immediate beach access. Significant improvements have already been completed to enhance both value and peace of mind. A brand new 2026 seawall, completed in February, represents nearly $200,000 in recent investment, providing long-term shoreline protection. In addition, approximately $50,000 of DEP-approved sand has been brought in to further improve and stabilize the site. Ideally positioned approximately 12 minutes from historic St. Augustine, you'll enjoy quick access to renowned dining, shopping, entertainment, and the charm of the nation’s oldest city while still enjoying the tranquility of beachfront living. For buyers seeking additional space or a larger estate footprint, the adjacent lot is also available from the same owner, presenting a rare opportunity to secure an expanded oceanfront property. Don’t miss this chance to build your dream home in one of Florida’s most sought-after coastal locations.
Facts & features
The home at a glance
0.32 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,812 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,812/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 129% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3560 COASTAL HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3560 COASTAL HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3560 COASTAL HIGHWAY FAQs
What would the monthly payment be for 3560 COASTAL HIGHWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,812/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3560 COASTAL HIGHWAY?+
The most recent tax bill on record (2025) was $2,154. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $775,000, this home is listed about 76% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3560 COASTAL HIGHWAY?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$775,000 runs 129% above the ST AUGUSTINE 32084 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
139 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $849,900, now $775,000 — a $75K cut. The full history is in the market section below.
Listing courtesy of BLACK PHOENIX REAL ESTATE LLC · Thompson Douglass. MLS #TB8483648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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