Eric Chery
$388,889$399,2005 bd3.5 ba3,428 sqft$113 /sqft$3,006 /mo all-in ↓

4248 MOON SHADOW LOOP, MULBERRY, FL, 33860

Active129 days on marketListed Mar 12, 2026MLS #TB8483200

Reduced $10KSingle Family ResidenceSUNDANCE FIELDS

About this home

4248 MOON SHADOW LOOP

Welcome to this spacious two-story move in condition clean home that has 5 bedrooms, 3.5 bathrooms, and 3,400+ sq ft of living space designed for both comfort and style. From the moment you arrive, you’ll notice the covered front porch and fresh exterior paint (just 1 year old) that add to the home’s curb appeal. Step inside to find durable luxury vinyl plank flooring, an open floor plan, and a large family room perfect for entertaining. The eat-in kitchen includes a large kitchen island, appliances, and plenty of cabinet space, making it the heart of the home. A formal living room (currently used as an office) adds versatility. The oversized master suite features a soaking tub, dual sinks, and a walk-in closet for your ultimate retreat. Upstairs, you’ll enjoy a large loft/bonus room and generously sized bedrooms for family or guests. Enjoy Florida living year-round with a covered lanai, a nice level backyard, and no CDD fees! Other highlights include: 2-car garage Covered front porch Spacious floor plan with natural light Close to shopping, dining, schools, and major highways This home truly has it all—space, style, and convenience. Don’t miss your opportunity to make it yours! Schedule your private showing today.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,428

Sqft

0.15 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$113

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Water Softener
InteriorEating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Ground Level
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$4,016/yr
PetsBreed Restrictions, Cats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,006 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,289
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$335
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,611Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,611
Interest rate6.00%
Loan term

Estimated payment

$3,006/mo

Principal & interest$2,289
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$335
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$373KedgeAI estimate $549,387 · range $537K$582K$605K

vs edgeAI estimate

−29.2%

$/sqft vs Mulberry actives

$113 vs $183

Days on market

129 vs 29 typical

Where $113/sqft sits among the 84 Mulberry actives

10 · this home
10
20
17
17
10
$113–135$135–156$156–177$177–198$198–219$219+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sundance

Map of 4248 MOON SHADOW LOOP inside its neighborhood boundary

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)64 min
Walt Disney World66 min

Get to know Mulberry. See the full Mulberry guide →

Sundance — neighborhood snapshot

Population

3,020

Median age

33

Median income

$78,862

Median home value

$259,700

Avg household

3

Households w/ children

388

For the school run

Polk County School District

ElementaryJames W. Sikes Elementary School★★★★★
HighMulberry Senior High School★★★★
MiddleMulberry Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mulberry market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$318K$315K

Mulberry median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

48 of 84

Mulberry actives have cut their price

Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the MULBERRY 33860 median. See the full Mulberry market guide →

Paper trail

This home's history

CurrentPrice reduced to $388,889 $10K
Mar 12, 2026Listed at $399,200 · 129 days on market since
2017Built · SUNDANCE FIELDS

Reality check

What actually sold near 4248 MOON SHADOW LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4303 MOON SHADOW LOOPSold · Apr ’26

$310,000

4303 MOON SHADOW LOOP · same community

4 bd · 2 ba · 1,983 sqft · $156/sqft · 17 DOM

4284 MOON SHADOW LOOPSold · Apr ’26

$300,000

4284 MOON SHADOW LOOP · same community

4 bd · 2 ba · 1,983 sqft · $151/sqft · 40 DOM

4336 MOON SHADOW LOOPSold · May ’26

$295,000

4336 MOON SHADOW LOOP · same community

4 bd · 2 ba · 1,983 sqft · $149/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4248 MOON SHADOW LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4248 MOON SHADOW LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4248 MOON SHADOW LOOP FAQs

What would the monthly payment be for 4248 MOON SHADOW LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,006/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4248 MOON SHADOW LOOP?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4248 MOON SHADOW LOOP?+

The most recent tax bill on record (2025) was $4,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4248 MOON SHADOW LOOP?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mulberry?+

At $388,889, this home is listed about 24% above the Mulberry median of $312,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4248 MOON SHADOW LOOP?+

James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$388,889 runs 31% above the MULBERRY 33860 median — but at 3,428 sqft it's also nearly twice the size of the typical Mulberry listing.

02Time on market is leverage

129 days on market against a Mulberry median of 29 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $399,200, now $388,889 — a $10K cut. The full history is in the market section below.

Listing courtesy of THE KNIGHTEN GROUP LLC · Earl Knighten. MLS #TB8483200.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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