1209 E CUMBERLAND AVENUE UNIT 2103, TAMPA, FL, 33602
Active160 days on marketListed Feb 26, 2026MLS #TB8480831
About this home
1209 E CUMBERLAND AVENUE UNIT 2103
Experience upscale urban living in this beautifully designed 2-bedroom, 2.5-bath condo at the Towers of Channelside. Enjoy sweeping views of Channelside, the bay, and passing cruise ships from your private balcony. The open-concept floor plan features wood look tile flooring throughout, combining style and durability. The spacious living and dining areas are filled with natural light, creating a warm and inviting atmosphere. The updated gourmet kitchen offers modern finishes, ample cabinetry, and generous counter space, complete with a waterfall counter. Both bedrooms include en-suite bathrooms and large closets, providing comfort and privacy. Two assigned parking spaces are included for added convenience. Community amenities include a clubhouse, resort-style pool, dog park, and 24-hour guarded gate. Located in the heart of Tampa, you’ll be just minutes from dining, entertainment, and nightlife. This is resort-style living at its finest in a secure, gated community.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,338
Sqft
0 ac
Lot size
2
Garage
2007
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TOWERS OF CHANNELSIDE CONDOMIN
$4 vs $624
Days on market
160 vs 41 typical
Where $4/sqft sits among the 9 homes for sale in TOWERS OF CHANNELSIDE CONDOMIN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $433K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 9
TOWERS OF CHANNELSIDE CONDOMIN have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1209 E CUMBERLAND AVENUE UNIT 2103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$630,000
1209 E CUMBERLAND AVENUE UNIT 903 · same community
2 bd · 2.5 ba · 1,363 sqft · $462/sqft · 42 DOM
Sold · Jun ’26$725,000
1209 E CUMBERLAND AVENUE UNIT 804 · same community
2 bd · 2.5 ba · 1,363 sqft · $532/sqft · 128 DOM
Sold · Dec ’25$595,000
1209 E CUMBERLAND AVENUE UNIT 604 · same community
2 bd · 2.5 ba · 1,363 sqft · $437/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1209 E CUMBERLAND AVENUE UNIT 2103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1209 E CUMBERLAND AVENUE UNIT 2103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1209 E CUMBERLAND AVENUE UNIT 2103 FAQs
What would the monthly payment be for 1209 E CUMBERLAND AVENUE UNIT 2103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1209 E CUMBERLAND AVENUE UNIT 2103?+
The listing reports pets: Breed Restrictions, Number Limit, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $5,500, this home is listed about 99% below the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1209 E CUMBERLAND AVENUE UNIT 2103?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33602 market on paper
$5,500 is 99% below the TAMPA 33602 median of $582,500, and at $4/sqft it sits under the Tampa average of $345.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
160 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $6,500, now $5,500 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Andre Kashou. MLS #TB8480831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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