71 SCHOONER DRIVE UNIT 71, PALM HARBOR, FL, 34683
Active153 days on marketListed Feb 22, 2026MLS #TB8478390
About this home
71 SCHOONER DRIVE UNIT 71
Welcome to Crystal Bay Mobile Home Club; a charming seaside community in beautiful Palm Harbor, Florida. This quant and very active 55+ community is a RESIDENT OWNED COOP and features amenities including community dock and boat slips, fishing, clubhouse, pool, shuffleboard, beautiful Sunsets and a fantastic walking/biking path right outside of the community, known as the Pinellas Trail! This unit unfortunately sustained water damage from Hurricane Helene and has been deemed SUBSTANTIALLY DAMAGED. There are several options available to a new owner, including picking up where the seller left off on the appeal process to possibly renovate if approved, raise the current unit to put on a higher foundation and remodel or demo it and bring in a brand-new unit that meets the current bldg. and flood standards. Super low monthly maintenance fees of $215/per month! The information provided by Left Coast Realty is researched and thought to be reasonable, reliable and accurate. Room measurements are approximate and need to be verified. All parties should independently verify all information.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
984
Sqft
14.28 ac
Lot size
1993
Year built
One
Levels
$81
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$964 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$964/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−58.9%
$/sqft vs Palm Harbor actives
$81 vs $259
Days on market
153 vs 42 typical
Where $81/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
207 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 71 SCHOONER DRIVE UNIT 71
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$205,000
1215 NEW YORK AVENUE
2 bd · 1 ba · 992 sqft · $207/sqft · 2 DOM
Sold · Feb ’26$234,900
1341 NEW YORK AVENUE
2 bd · 1 ba · 920 sqft · $255/sqft · 0 DOM
Sold · Jun ’26$130,000
1604 OMAHA STREET
2 bd · 2 ba · 1,056 sqft · $123/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 71 SCHOONER DRIVE UNIT 71 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 71 SCHOONER DRIVE UNIT 71 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
71 SCHOONER DRIVE UNIT 71 FAQs
What would the monthly payment be for 71 SCHOONER DRIVE UNIT 71?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $964/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 71 SCHOONER DRIVE UNIT 71?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 71 SCHOONER DRIVE UNIT 71?+
The most recent tax bill on record (2025) was $986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 71 SCHOONER DRIVE UNIT 71?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $80,000, this home is listed about 79% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 71 SCHOONER DRIVE UNIT 71?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$80,000 is 80% below the PALM HARBOR 34683 median of $400,000, and at $81/sqft it sits under the Palm Harbor average of $269.
02Time on market is leverage
153 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $90,000, now $80,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LEFT COAST REALTY · Angie Deal. MLS #TB8478390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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