143 E SAINT ANNES CIR, APOLLO BEACH, FL, 33572
Active157 days on marketListed Feb 16, 2026MLS #TB8476714
About this home
143 E SAINT ANNES CIR
Welcome to Caribbean Isles, an exclusive 55+ resident-owned waterfront gated community located in Apollo Beach with direct canal access to Tampa Bay. This beautifully renovated home was completely rebuilt in 2025, offering modern finishes, quality upgrades, and true Florida waterfront living. This 3 bedroom, 2 bathroom home features approximately 1,387 SF in public record, plus an additional fully insulated and air-conditioned four-season lanai, bringing total usable space to approximately 1,800 square feet. The open layout includes cathedral ceilings, luxury vinyl plank flooring, granite countertops, custom kitchen island, stainless steel appliances, separate laundry room and pantry. Situated on an 8,665 square foot canal-front corner lot, the property includes a private floating wood dock with direct access to Tampa Bay — perfect for boating, kayaking, and enjoying manatees and dolphins right from your backyard. Community amenities include a heated pool, clubhouse, boat and kayak launch, RV and boat storage, dog parks, fitness activities, and more. Conveniently located near Apollo Beach Nature Preserve, Tampa, and Tampa International Airport. Some of the additional amenities include bocce-ball, shuffleboard, and horseshoes. Inside, the clubhouse has many amenities including a large area for gatherings, dances, bingo, and of course pot-luck dinners to mention a few. Large game room including bar shuffleboard, darts, card table and 3 pool tables. Separate crafting room for ceramics (2 large kilns), quilting and other crafting. There are regular outside the park activities to keep you on the go. Come see why the Caribbean Isles in Apollo Beach is such a wonderful place to live. The home is being sold fully furnished and is truly move-in ready.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,387
Sqft
0.19 ac
Lot size
1978
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,301 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,301/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$209 vs $227
Days on market
157 vs 56 typical
Where $209/sqft sits among the 395 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 395
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 143 E SAINT ANNES CIR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$256,000
344 MYSTIC FALLS DRIVE
2 bd · 2 ba · 1,393 sqft · $184/sqft · 101 DOM
Sold · Jul ’25$300,000
334 MYSTIC FALLS DRIVE
2 bd · 2 ba · 1,393 sqft · $215/sqft · 74 DOM
Sold · Jul ’25$299,999
5422 SUNSET FALLS DRIVE
2 bd · 2 ba · 1,393 sqft · $215/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 143 E SAINT ANNES CIR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 143 E SAINT ANNES CIR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
143 E SAINT ANNES CIR FAQs
What would the monthly payment be for 143 E SAINT ANNES CIR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,301/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 143 E SAINT ANNES CIR?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 143 E SAINT ANNES CIR?+
The most recent tax bill on record (2025) was $773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 143 E SAINT ANNES CIR?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $289,900, this home is listed about 41% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 143 E SAINT ANNES CIR?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$289,900 is 36% below the APOLLO BEACH 33572 median of $453,659, and at $209/sqft it sits under the Apollo Beach average of $266.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
157 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $299,000, now $289,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY · Terry Chandler. MLS #TB8476714.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 143 E SAINT ANNES CIR but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →