Eric Chery
$1,225,000$1,250,0004 bd3 ba2,324 sqft$527 /sqft$8,756 /mo all-in ↓

3404 E MARITANA DRIVE, ST PETE BEACH, FL, 33706

Active155 days on marketListed Feb 19, 2026MLS #TB8476105

Reduced $25KPrivate poolFully furnishedSingle Family ResidenceDON CE-SAR PLACE

About this home

3404 E MARITANA DRIVE

Welcome to The Beach House, a coastal masterpiece just steps from the iconic Don CeSar and the sugar-sands of St. Pete Beach. Perfectly positioned in one of the Gulf Coast’s most coveted locations, this elevated, high-and-dry retreat offers refined beach living with hurricane impact windows for added peace of mind. Inside, soaring tongue-and-groove high ceilings create an airy, light-filled ambiance that perfectly complements the home’s elegant coastal design. Wood-look tile floors flow seamlessly throughout, and a charming wood-burning fireplace anchors one of the two spacious living areas—ideal for relaxing evenings after a day at the beach. The beautifully updated kitchen is both stylish and functional, featuring exquisite cabinetry, granite countertops, and a generous pantry. An indoor laundry room adds everyday convenience. The Beach House offers four bedrooms thoughtfully arranged for comfort and flexibility. On the main living level, two well-appointed bedrooms provide easy access and versatility for guests or family. Upstairs, the oversized primary suite serves as a private sanctuary, expansive enough to accommodate a sitting area or additional sleeping space. A fourth bedroom—perfect as an office or guest retreat—completes the upper level. Outdoor living is nothing short of exceptional. Three balconies invite you to enjoy the coastal breeze, with the front balcony offering water views. Beneath the home, an open-air finished entertaining space sets the stage for unforgettable gatherings, featuring a newer HEATED SALTWATER POOL AND SPA. A convenient pool bath and outdoor shower make rinsing off after beach days effortless. With exquisite updates, elevated construction, and an unbeatable location just moments from the Gulf, The Beach House delivers the ultimate St. Pete Beach lifestyle.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,324

Sqft

0.12 ac

Lot size

1983

Year built

Three Or More

Levels

$527

Per sqft

Private poolFireplaceWater viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationSlab
ViewWater
FacesNorth
ParkingCovered · Driveway · Golf Cart Parking · Parking Pad · Workshop in Garage
ExteriorBalcony · French Doors · Lighting · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$18,315/yr
PetsYes
CommunityGulf/Ocean Front · Public Boat Ramp · Water Access · Golf Carts OK · Sidewalks

Utilities & systems

UtilitiesCable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,756 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property tax — 2025 actual bill$1,526
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $122,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $122,500
Interest rate6.00%
Loan term

Estimated payment

$8,756/mo

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property taxes (actual bill)$1,526
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$1.1MedgeAI estimate $1,171,302 · range $1.1M$1.3M$1.4M

vs edgeAI estimate

+4.6%

$/sqft vs St Pete Beach actives

$527 vs $491

Days on market

155 vs 85 typical

Where $527/sqft sits among the 188 St Pete Beach actives

66
42 · this home
35
17
10
18
$278–422$422–567$567–712$712–856$856–1001$1001+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Don Cesar

Map of 3404 E MARITANA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Don Cesar — neighborhood snapshot

Population

219

Median age

63

Median income

$66,813

Median home value

$730,400

Avg household

2

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

94 of 188

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 172% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,225,000 $25K
Feb 19, 2026Listed at $1,250,000 · 155 days on market since
1983Built · DON CE-SAR PLACE

Reality check

What actually sold near 3404 E MARITANA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3110 W DE BAZAN AVENUESold · Mar ’26

$599,000

3110 W DE BAZAN AVENUE · same community

3 bd · 2 ba · 1,976 sqft · $303/sqft · 12 DOM

3302 E MARITANA DRIVESold · Oct ’25

$851,000

3302 E MARITANA DRIVE · same community

3 bd · 2.5 ba · 1,960 sqft · $434/sqft · 315 DOM

3503 CASABLANCA AVENUESold · Aug ’25

$445,000

3503 CASABLANCA AVENUE · same community

2 bd · 2 ba · 1,173 sqft · $379/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3404 E MARITANA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3404 E MARITANA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3404 E MARITANA DRIVE FAQs

What would the monthly payment be for 3404 E MARITANA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,756/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3404 E MARITANA DRIVE?+

The most recent tax bill on record (2025) was $18,315. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3404 E MARITANA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $1,225,000, this home is listed about 105% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3404 E MARITANA DRIVE?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,225,000 runs 172% above the ST PETE BEACH 33706 median — but at 2,324 sqft it's also nearly twice the size of the typical St Pete Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,250,000, now $1,225,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Denise Antonewitz. MLS #TB8476105.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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