4500 E BAY DRIVE UNIT 149, CLEARWATER, FL, 33764
Active169 days on marketListed Feb 4, 2026MLS #TB8472582
About this home
4500 E BAY DRIVE UNIT 149
Beautiful remodeled and freshly painted 2-bedroom, 2-bathroom apartment with a lanai and a modern, renovated kitchen—very close to Clearwater Beach. Water and cable included. Available now. Totally updated and move-in ready! Desirable ground-floor unit in the sought-after community of Royal Pines. The great room and dining area feature beautiful bamboo flooring; the rest of the home, including the enclosed Florida room, has neutral tile—no carpet. The open kitchen offers quartz countertops, attractive glass-front upper cabinetry, a designer glass tile backsplash, and stainless appliances including a brand-new dishwasher. Also new: disposal, exhaust fan, and fresh paint. Living space is extended by the enclosed Florida room. The primary bedroom has a large wall closet and an ensuite bath with a modern double-faucet vanity, beautiful tile work, and an oversized jetted tub with a rain shower. The secondary bedroom is spacious with ample closet space. The second bath has updated cabinetry, tile work, and a tub/shower combination; it’s conveniently located for the second bedroom and guests. Royal Pines is ideally located for commuting to north Pinellas, Tampa, or St. Pete. The community offers a clubhouse and pool, is close to shopping and restaurants, and just minutes from the beautiful beaches of Clearwater, India n Rocks, and Belleair. The condo includes cable, exterior and ground maintenance, water, sewer, trash, and amenities that include laundry facilities. Move-in ready, ground-floor home in a prime location—look no further. Make an appointment today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
0.25 ac
Lot size
1972
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4500 E BAY DRIVE UNIT 149 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4500 E BAY DRIVE UNIT 149 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4500 E BAY DRIVE UNIT 149 FAQs
What would the monthly payment be for 4500 E BAY DRIVE UNIT 149?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4500 E BAY DRIVE UNIT 149?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,850, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4500 E BAY DRIVE UNIT 149?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33764 market on paper
$1,850 is 99% below the CLEARWATER 33764 median of $230,000, and at $2/sqft it sits under the Clearwater average of $275.
02Time on market is leverage
169 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,100, now $1,850 — a $250 cut. The full history is in the market section below.
Listing courtesy of CHARLES RUTENBERG REALTY INC · Pedro Luna, PA. MLS #TB8472582.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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