917 CHIPAWAY DRIVE, APOLLO BEACH, FL, 33572
Active156 days on marketListed Feb 15, 2026MLS #TB8464740
About this home
917 CHIPAWAY DRIVE
Luxury Waterfront Living with No HOA & No Annual CDD Assessment! Welcome to 917 Chipaway Drive, a beautifully renovated waterfront home situated on one of Apollo Beach's largest, widest, and deepest canal with quick access to Tampa Bay and the Gulf. Unlike many newer waterfront communities, this home offers NO HOA and NO annual CDD assessment, providing significant long-term savings while enjoying the ultimate Florida boating lifestyle. Completely renovated in 2021 and featuring a NEW ROOF (December 2025), this move-in-ready home boasts an open floor plan, luxury vinyl plank flooring, hurricane-impact sliding glass doors, Bosch HVAC, foam-insulated attic, tankless gas water heater, water softener, and a chef's kitchen with an oversized island, KitchenAid appliances, built-in wine refrigerator, and gas range. The split-bedroom floor plan includes a spacious primary suite with a flexible office or sitting area and French doors leading to the screened saltwater pool and covered lanai. Outdoor living is exceptional with a heated saltwater pool, outdoor kitchen with commercial-grade exhaust, composite dock, and 13,000-lb boat lift—perfect for entertaining or enjoying life on the water. Additional highlights include xeriscape landscaping, a circular paver driveway with ample parking, and, according to the seller, no flooding during ownership. Luxury waterfront living, premium upgrades, deep-water boating access, and lower long-term ownership costs make this one of Apollo Beach's best waterfront values. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,074
Sqft
0.22 ac
Lot size
2
Garage
1982
Year built
One
Levels
$458
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,142 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,142/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Apollo Beach actives
$458 vs $227
Days on market
156 vs 56 typical
Where $458/sqft sits among the 400 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
219 of 400
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 917 CHIPAWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$940,000
914 CHIPAWAY DRIVE · same community
4 bd · 2 ba · 1,930 sqft · $487/sqft · 127 DOM
Sold · Apr ’26$1,075,000
825 BIRDIE WAY · same community
3 bd · 3 ba · 3,069 sqft · $350/sqft · 110 DOM
Sold · May ’26$1,650,000
935 CHIPAWAY DRIVE · same community
4 bd · 5 ba · 4,704 sqft · $351/sqft · 320 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 917 CHIPAWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 917 CHIPAWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
917 CHIPAWAY DRIVE FAQs
What would the monthly payment be for 917 CHIPAWAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,142/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 917 CHIPAWAY DRIVE?+
The most recent tax bill on record (2025) was $6,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 917 CHIPAWAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $949,900, this home is listed about 94% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 917 CHIPAWAY DRIVE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$949,900 runs 111% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
156 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $998,500, now $949,900 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Steve Carlson. MLS #TB8464740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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