448 LOCKLIE STREET, DUNEDIN, FL, 34698
Active191 days on marketListed Jan 12, 2026MLS #TB8463513
About this home
448 LOCKLIE STREET
Tucked along the charming red-brick streets of Dunedin, this beautifully updated cottage & tiny home offers an inviting retreat in one of the area’s most desirable locations. Just one block from TD Ballpark and the Pinellas Trail, and a short stroll to iconic Edgewater Drive, you’ll have endless opportunities for recreation, dining, and exploration right at your doorstep. This property is truly a place to dream—complete with a VACANT, buildable lot (approved for up to 2,900 sq ft) attached to the already renovated and fully furnished structures which all together would equal 4373 Sq. Ft. (1473 Sq. Ft. already built + additional 2900 Sq Ft for the buildable structure on the vacant lot. Current owners have prepared the plot of land, cleared trees, completed construction, furnished and equipped them with everything needed for a turn-key rentals of both units. Whether you’re looking to expand, invest, or create a multi-home retreat, the possibilities are wide open. Last photo is a proposed and approved plan that the current owner was going to move forward with. Plans can be provided upon request. Also, you can apply for a bed and breakfast permit with the city and have nightly rentals out of the vacant units as long as you live in one of them. So many possibilities and potential here! Downtown Dunedin’s boutiques, restaurants, breweries, and waterfront parks are nearby, giving you the perfect blend of peaceful privacy and unbeatable convenience. The front cottage features: 2 bedrooms 2 bathrooms The rear cottage includes: 1 bedroom 1 bathroom A rare opportunity in the heart of Dunedin! Contact the listing agent for more details.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
4,373
Sqft
0.22 ac
Lot size
1920
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,552 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,552/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 400% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 448 LOCKLIE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 448 LOCKLIE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
448 LOCKLIE STREET FAQs
What would the monthly payment be for 448 LOCKLIE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,552/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 448 LOCKLIE STREET?+
The most recent tax bill on record (2025) was $8,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $1,499,000, this home is listed about 276% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 448 LOCKLIE STREET?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,499,000 runs 400% above the DUNEDIN 34698 median — but at 4,373 sqft it's also nearly 4 times the size of the typical Dunedin listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
191 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,775,000, now $1,499,000 — a $276K cut. The full history is in the market section below.
Listing courtesy of RE/MAX ELITE REALTY · Sarah Kane. MLS #TB8463513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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