Eric Chery
$1,198,000$1,299,9994 bd3 ba2,618 sqft$458 /sqft$8,158 /mo all-in ↓

26 CONCORD DRIVE, DUNEDIN, FL, 34698

Active195 days on marketListed Jan 9, 2026MLS #TB8462330

Reduced $102KPrivate poolSingle Family ResidenceDUNEDIN COVE

About this home

26 CONCORD DRIVE

BRAND NEW CUSTOM UPGRADES COMPLETED & MOVE-IN READY FOR ITS NEW OWNER! STUNNING NEW ENTERTAINMENT FEATURE WALL • CUSTOM BUILT-IN CLOSET SHELVING SYSTEMS • LUXURY FINISHES THROUGHOUT! Welcome to your private retreat in the heart of Dunedin Cove! Built in 2020, this beautifully upgraded home is ready for its next owner with brand-new custom enhancements designed to elevate both style and functionality. Tucked behind the gates of this intimate enclave of just twenty custom homes, this beautifully designed single-story residence offers the perfect blend of elegance, comfort, and Florida lifestyle living. From the moment you arrive, you’ll appreciate the oversized driveway, manicured landscaping, and thoughtful privacy this home provides. Inside, soaring ceilings, abundant natural light, and an open split-bedroom floor plan create a seamless flow ideal for both everyday living and entertaining. The heart of the home showcases a STUNNING NEW CUSTOM ENTERTAINMENT WALL, featuring a sleek built-in electric fireplace, designer shelving, and a striking focal point that transforms the living space. The chef-inspired kitchen offers rich wood cabinetry, granite countertops, stainless steel appliances, a gas cooktop, and a walk-in pantry—all perfectly positioned to overlook the main living areas. The spacious primary suite is a true sanctuary, complete with NEW CUSTOM BUILT-IN CLOSET SHELVING SYSTEMS that provide exceptional organization and luxury, along with a spa-inspired bathroom designed for relaxation. Additional bedrooms are thoughtfully positioned to provide comfort and privacy for family and guests. Step outside to your own resort-style backyard oasis. The covered lanai, sparkling private pool, and lush tropical landscaping create a peaceful escape—ideal for morning coffee, sunset gatherings, or simply unwinding in your own slice of paradise. Located in a non-flood zone and just minutes from downtown Dunedin, the Pinellas Trail, waterfront parks, marinas, restaurants, and award-winning beaches, this home delivers both tranquility and convenience. With no CDD fees and minimal HOA restrictions, this is Florida living at its finest. Homes in Dunedin Cove rarely become available—and with these BRAND NEW CUSTOM UPGRADES already completed, this home is truly move-in ready. Schedule your private showing today before this exceptional opportunity is gone!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,618

Sqft

0.16 ac

Lot size

3

Garage

2020

Year built

One

Levels

$458

Per sqft

Private poolPark/Greenbelt & Water viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Gas Water Heater · Microwave · Refrigerator · Water Softener · Wine Refrigerator
InteriorCrown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Recovery Unit

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Water
FacesSouth
ParkingOversized
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$250/mo
Taxes (2024)$10,011/yr
PetsYes
CommunityGated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesNatural Gas Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,158 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,464
PMI (est., until 20% equity)$449
Property tax — 2024 actual bill$834
HOA fee — from the listing$250
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,800
Interest rate6.00%
Loan term

Estimated payment

$8,158/mo

Principal & interest$6,464
PMI (est., until 20% equity)$449
Property taxes (actual bill)$834
HOA / condo fee$250
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$823KedgeAI estimate $950,067 · range $857K$1.3M$1.3M

vs edgeAI estimate

+26.1%

Days on market

195 vs 51 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 26 CONCORD DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 299% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,198,000 $102K
Jan 9, 2026Listed at $1,299,999 · 195 days on market since
2020Built · DUNEDIN COVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 26 CONCORD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 26 CONCORD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

26 CONCORD DRIVE FAQs

What would the monthly payment be for 26 CONCORD DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,158/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 26 CONCORD DRIVE?+

The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 26 CONCORD DRIVE?+

The most recent tax bill on record (2024) was $10,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 26 CONCORD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $1,198,000, this home is listed about 201% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 26 CONCORD DRIVE?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,198,000 runs 299% above the DUNEDIN 34698 median — but at 2,618 sqft it's also nearly twice the size of the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

195 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,299,999, now $1,198,000 — a $102K cut. The full history is in the market section below.

Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8462330.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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