10186 SURREY ROSE DRIVE, SAN ANTONIO, FL, 33576
Active220 days on marketListed Dec 16, 2025MLS #TB8456830
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About this home
10186 SURREY ROSE DRIVE
Virtually Staged. This Pelican is ready for move-in! This home showcases appealing finishes, including Sonoma Duraform Wood style cabinets, pristine Frost Whte MSI Quartz countertops, and durable Polaris Plus luxury vinyl plank flooring throughout the main areas. The Pelican is a generously sized and adaptable design, providing 3,381 square feet of thoughtfully planned living space. This expansive floorplan incorporates five bedrooms, three bathrooms, and a two car garage. The open concept layout ensures a seamless connection between the primary living spaces, achieving an ideal mix of comfort and practicality. Residents can enjoy a covered lanai providing beautiful views over the water. This design is further enhanced by a gourmet kitchen package and a convenient guest suite located on the first floor. The second story hosts the spacious owner's retreat, the laundry room, and the remaining secondary bedrooms. Listing Price amount for this Pending Sale includes Design and Structural Options.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,381
Sqft
0.16 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,071 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,071/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs MIRADA
$177 vs $186
Days on market
220 vs 57 typical
Where $177/sqft sits among the 25 homes for sale in MIRADA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $352K
San Antonio median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
16 of 25
MIRADA have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 10186 SURREY ROSE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$640,000
10160 SURREY ROSE DRIVE · same community
5 bd · 3 ba · 3,381 sqft · $189/sqft · 133 DOM
Sold · Dec ’25$589,990
9890 SURREY ROSE DRIVE · same community
5 bd · 4 ba · 3,364 sqft · $175/sqft · 13 DOM
Sold · Feb ’26$583,990
9854 SURREY ROSE DRIVE · same community
5 bd · 4 ba · 3,354 sqft · $174/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10186 SURREY ROSE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10186 SURREY ROSE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
10186 SURREY ROSE DRIVE FAQs
What would the monthly payment be for 10186 SURREY ROSE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,071/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10186 SURREY ROSE DRIVE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10186 SURREY ROSE DRIVE?+
The most recent tax bill on record (2024) was $4,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10186 SURREY ROSE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $599,990, this home is listed about 72% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.
Which schools are assigned to 10186 SURREY ROSE DRIVE?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,990 runs 90% above the SAN ANTONIO 33576 median — but at 3,381 sqft it's also nearly twice the size of the typical San Antonio listing.
02Time on market is leverage
220 days on market against a San Antonio median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $633,270, now $599,990 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMES BY WESTBAY REALTY · Scott Teal. MLS #TB8456830.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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