14049 PALM STREET, MADEIRA BEACH, FL, 33708
Active259 days on marketListed Nov 18, 2025MLS #TB8449463
About this home
14049 PALM STREET
This lot is cleared and ready for your new home. Geotech Reports & Soil tests are already done. The owner is a contractor and is ready to build your dream home. The owner has Electric and water hooked up, ready for your RV while you arrange your new home plans. Steps from the Gulf with beautiful, pristine sand to relax on. Restaurants of all types, Johns Pass Village, with entertainment and unique stores for your pleasure. Tampa International Airport and Tampa are just 30 minutes away. Join us in our fishing community. Owner Motivated.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,145 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,145/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $620K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 14049 PALM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$310,000
126 119TH AVENUE
2 bd · 2 ba · 752 sqft · $412/sqft · 123 DOM
Sold · Dec ’25$615,000
12000 GULF BOULEVARD UNIT 205S
2 bd · 2 ba · 870 sqft · $707/sqft · 66 DOM
Sold · Sep ’25$635,000
12000 GULF BOULEVARD UNIT 208-S
2 bd · 2 ba · 870 sqft · $730/sqft · 238 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14049 PALM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14049 PALM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
14049 PALM STREET FAQs
What would the monthly payment be for 14049 PALM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,145/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14049 PALM STREET?+
The most recent tax bill on record (2025) was $2,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madeira Beach?+
At $435,000, this home is listed about 42% below the Madeira Beach median of $750,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14049 PALM STREET?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MADEIRA BEACH 33708 market on paper
$435,000 is 8% below the MADEIRA BEACH 33708 median of $472,500.
02Time on market is leverage
259 days on market against a Madeira Beach median of 86 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TOTAL REALTY SERVICES INC · Linda Tilka. MLS #TB8449463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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