1307 E 20TH AVENUE, TAMPA, FL, 33605
Active245 days on marketListed Nov 22, 2025MLS #TB8449240
About this home
1307 E 20TH AVENUE
TURN-KEY BUNGALOW IN HISTORIC YBOR! This tasteful & timeless TOP-TO-BOTTOM REMODEL offers luxury & peace of mind in the CENTRALLY LOCATED Historic V. M. Ybor area! From the shingles to the floor joists, this home has been thoughtfully remodeled to revive & preserve the home's historical charm. Kitchen features stainless steel appliances, NEW SHAKER CABINETS, QUARTZ COUNTERTOPS & BAR . Natural light pours in from all angles with your OVER-SIZED, HURRICANE IMPACT WINDOWS! Enjoy the attractive & easy-to-clean and maintain NEW LUXURY VYNL FLOORING. Laundry connections have been moved in-doors to create a formal LAUNDRY ROOM just off the primary bedroom (can be easily converted into a second bathroom if desired). Home was fumigated November of 2025 and includes TRANSFERABLE TERMITE WARRANTY. Let the human or fur babies out to play in the FULLY FENCED-IN BACKYARD! 12x16 STORAGE AREA in backyard can be used for storage or be converted to a workshop/living space. Be a part of the revitalization of Tampa's Historic "Cigar City," slated to become Tampa's "15 Minute City," through robust public transit and walkability. Home is located in an Opportunity Zone & eligible for East Tampa/CRA DOWNPAYMENT ASSISTANCE PROGRAMS! Situated steps Cuscaden Park, just steps from its historic community pool and six pickleball courts and only minutes from Historic Downtown Ybor, the city trolley, Armature Works, Gasworx, Water Street, Channelside, downtown Tampa and I-275/I-4; you can’t beat the location! Clearwater & St. Pete Beaches w/in 30min, 15min to Raymond James Stadium and less than 10min to The University of Tampa. Take a VR Tour and schedule a showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,080
Sqft
0.11 ac
Lot size
1925
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,153 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,153/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Tampa actives
$263 vs $303
Days on market
245 vs 33 typical
Where $263/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ybor City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Ybor City — neighborhood snapshot
Population
3,688
Median age
35
Median income
$48,976
Median home value
$242,871
Avg household
2
Households w/ children
388
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the TAMPA 33605 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1307 E 20TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$800,000
777 N ASHLEY DRIVE UNIT 1702
2 bd · 2 ba · 1,110 sqft · $721/sqft · 116 DOM
Sold · Jan ’26$330,000
1120 E KENNEDY BOULEVARD UNIT 1228
2 bd · 1 ba · 1,050 sqft · $314/sqft · 183 DOM
Sold · Mar ’26$332,500
1120 E KENNEDY BOULEVARD UNIT 318
2 bd · 1 ba · 1,050 sqft · $317/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1307 E 20TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1307 E 20TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1307 E 20TH AVENUE FAQs
What would the monthly payment be for 1307 E 20TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,153/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1307 E 20TH AVENUE?+
The most recent tax bill on record (2024) was $2,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $284,000, this home is listed about 39% below the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1307 E 20TH AVENUE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Middleton High School (high), Potter Elementary School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$284,000 runs 14% above the TAMPA 33605 median.
02Time on market is leverage
245 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $319,000, now $284,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALNET FLORIDA REAL ESTATE · Alicia Deer. MLS #TB8449240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 1307 E 20TH AVENUE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →