41 ROYAL PALM CIRCLE, LARGO, FL, 33778
Active255 days on marketListed Nov 10, 2025MLS #TB8446524
About this home
41 ROYAL PALM CIRCLE
NEW REDUCED PRICE! What an opportunity to own one of the larger floor plan homes in the renowned Palm Hill Country Club. Now available at an attractive price, this residence is perfectly situated within the pet section, allowing homeowners to enjoy the companionship of one small pet. Palm Hill Country Club is a highly desirable 55+ resident community that offers a resort-like lifestyle. Whether you’re looking for an active social environment or a peaceful retreat, this park provides the perfect setting to feel like you’re on vacation every day. Included amenities include, but are not limited to, a nine-hole golf course, multiple clubhouses for gatherings and events, three swimming pools, two relaxing Jacuzzis, tennis courts, shuffleboard courts, a billiards room, horseshoe pits, and a pickleball court. For just $554.00 per month, your budget-friendly maintenance fee covers: water, sewer, garbage collection, lawn service, cable TV, and internet service. In this beautiful setting, the lifestyle is truly yours to design. INTERIOR: Step inside this bright, move-in-ready, fully furnished home featuring a generous 1,344 square feet of versatile space. The home includes two comfortable bedrooms and two full bathrooms, providing plenty of space for guests or hobbies. Climate comfort is ensured with central heat and air, recently updated in 2021, as well as efficient ceiling ducts and fans throughout the home. Stylish parquet flooring flows seamlessly through the majority of this flowing floor plan, combining durability and easy maintenance. The fully equipped kitchen has all the essential appliances and a convenient breakfast bar, perfect for casual meals or a quick cup of coffee in the mornings! The dining room showcases a built-in hutch, offering both storage and a spot to display your trinkets and treasures. Adjacent to the dining room, you can extend your relaxed vibe with the inviting Florida room, providing extra space to relax and experience indoor /outdoor design. The spacious living room includes a bonus space, ideal for unwinding or hosting loved ones in comfort. The primary bedroom is impressively sized and features a mirrored closet, carpeting, ample storage, and an en suite with a walk-in shower to complete your private retreat. The guest bedroom is bright and welcoming, showing vinyl tile flooring and storage for overnight visitors. A versatile guest bathroom presents a tub/shower combination to suit your visitors' needs. EXTERIOR: With no rear neighbors and a screened-in porch in the rear, the property offers extra privacy and peaceful views, making outdoor relaxation a delight. The home features a carport, a roof over for added protection, and a shed housing a washer and dryer for your laundry needs. The aluminum siding provides lasting durability and a clean look. Priced to sell at $99,000 including a share, this home is an exceptional value! Seize the chance while it’s available. Your new home is ready- all that’s missing is you! Call today to schedule your own private showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,344
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$74
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,457 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,457/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.6%
$/sqft vs PALM HILL MOBILE HOME PARK UNREC
$74 vs $119
Days on market
255 vs 42 typical
Where $74/sqft sits among the 17 homes for sale in PALM HILL MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 17
PALM HILL MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 41 ROYAL PALM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$154,000
41 SABAL PALM DRIVE · same community
2 bd · 2 ba · 1,352 sqft · $114/sqft · 257 DOM
Sold · Mar ’26$135,000
616 QUEEN PALM STREET · same community
2 bd · 2 ba · 1,392 sqft · $97/sqft · 352 DOM
Sold · May ’26$173,000
672 SUGAR PALM STREET · same community
2 bd · 2 ba · 1,296 sqft · $133/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 41 ROYAL PALM CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 41 ROYAL PALM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
41 ROYAL PALM CIRCLE FAQs
What would the monthly payment be for 41 ROYAL PALM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,457/mo — principal and interest, the actual property-tax bill, the $554/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 41 ROYAL PALM CIRCLE?+
The association fee works out to $554 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 41 ROYAL PALM CIRCLE?+
The most recent tax bill on record (2024) was $1,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 41 ROYAL PALM CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $99,000, this home is listed about 63% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 41 ROYAL PALM CIRCLE?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33778 market on paper
$99,000 is 42% below the LARGO 33778 median of $171,950, and at $74/sqft it sits under the Largo average of $247.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $554/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
255 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8446524.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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