
1025 SEAGRAPE DRIVE, RUSKIN, FL, 33570
Active256 days on marketListed Nov 7, 2025MLS #TB8446095
About this home
1025 SEAGRAPE DRIVE
1025 Seagrape Drive, Ruskin, FL 33570 | 3 Bedrooms | 2.5 Bathrooms | 2,600 Sq Ft | Anna Maria Floor Plan | Lennar Built in 2019 and positioned in the gated SouthShore Yacht Club community at Little Harbor, this Lennar Anna Maria floor plan delivers 2,600 square feet of well-appointed living with three bedrooms, two and a half bathrooms, and finishes that go well beyond builder standard. Hurricane-impact rated windows, doors, and garage door are already in place - a detail that matters in Florida and one fewer thing to think about after closing. The entry sets the tone with a soaring 22-foot foyer ceiling and eight-inch crown molding. A glass-enclosed office sits just off the entry, purpose-built for focused work with custom finishes and separation from the main living areas. The open great room moves naturally through triple sliding glass doors onto a large screened patio that backs to a conservation area -- green, private, peaceful and quiet, all themes you will enjoy continually around here. There is room to add a pool. The first-floor primary suite has a spa-style ensuite bath and a giant walk-in closet sized to actually use. Upstairs, two guest bedrooms and a flexible loft handle whatever you need them to -- office overflow, media room, or a proper guest floor. The kitchen is the kind agents describe carefully because it deserves it. Forty-two-inch Sierra Vista painted linen cabinetry with custom trim, Calcutta Gold polished quartz countertops, GE Profile stainless appliances, satin nickel hardware, and Esplanade Hall ceramic tile laid in a 70/30 offset. It was designed to look good and function well, and it does both. Outside these walls is where Little Harbor becomes the reason people never want to leave. This is a small, gated, golf-cart-friendly community with a social committee and a full activity calendar -- the kind of neighborhood where people actually know each other. Two waterfront restaurants, a tiki bar with live music, and Tampa Bay's largest private beach are minutes from your front door by foot or golf cart. The marina hosts visitors from around the world, with world-class fishing charters heading out daily to the Gulf with no bridges or locks standing between the dock and open water. Dolphins and manatees work the canals. At the right time of evening, the sunset drops over St. Petersburg across the bay -- close enough to watch from the beach or the end of the pier, far enough away to feel like the world slowed down. This is not a lifestyle that requires a lot of explaining to the right buyer. It either calls to you or it doesn't. What the Seller Loves: "The thing nobody tells you about Little Harbor is how small it actually feels once you live here. You wave to the same people walking daily. The restaurants know your order. The sunsets never stop being worth stopping for. We moved here thinking we were buying a house. We ended up buying a completely different way of living."
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,591
Sqft
0.13 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,810 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,810/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.2%
$/sqft vs Ruskin actives
$212 vs $180
Days on market
256 vs 51 typical
Where $212/sqft sits among the 288 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
160 of 288
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1025 SEAGRAPE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$550,000
923 SEAGRAPE DRIVE · same community
3 bd · 2.5 ba · 2,524 sqft · $218/sqft · 126 DOM
Sold · Dec ’25$485,000
1015 SEAGRAPE DRIVE · same community
3 bd · 2.5 ba · 1,985 sqft · $244/sqft · 187 DOM
Sold · Jul ’25$420,000
315 19TH STREET NW
4 bd · 3 ba · 2,660 sqft · $158/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1025 SEAGRAPE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1025 SEAGRAPE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1025 SEAGRAPE DRIVE FAQs
What would the monthly payment be for 1025 SEAGRAPE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,810/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1025 SEAGRAPE DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1025 SEAGRAPE DRIVE?+
The most recent tax bill on record (2024) was $12,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1025 SEAGRAPE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $548,999, this home is listed about 57% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1025 SEAGRAPE DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$548,999 runs 64% above the RUSKIN 33570 median — but at 2,591 sqft it's also 38% larger than the typical Ruskin listing.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
256 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $599,000, now $548,999 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Chasiti Conroy. MLS #TB8446095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like 1025 SEAGRAPE DRIVE but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →


