313 10TH AVENUE E, PALMETTO, FL, 34221
Active262 days on marketListed Nov 5, 2025MLS #TB8444678
About this home
313 10TH AVENUE E
Now offered at $824,000 plus seller-paid HOA fees for the house through the end of 2026 (excludes boat dock fees). This exceptional residence delivers a rare blend of space, luxury, and a premier boating lifestyle, complete with a one-year Home Warranty for total peace of mind. Situated on the largest corner cul-de-sac lot in the subdivision, the home overlooks a tranquil lake, offering scenic water views and a level of privacy rarely found in the community. Included with the property is a double-wide boat dock featuring a 40-foot slip and a 15,000-lb electric lift, providing deep-water access to the Gulf. The home spans 2,842 square feet with 4 bedrooms and 2.5 baths, characterized by soaring ceilings and abundant natural light. A versatile office features a gas fireplace with an Italian marble surround, while the open-concept main level flows beautifully into the kitchen, which boasts updated stainless-steel appliances installed in 2023 and 2024. Large sliding glass doors lead to a screened lanai, perfectly framing the peaceful lake setting. The primary suite serves as a private retreat with lake views and access to an upper deck. In 2024, the balcony was enhanced with a 20' x 10' motorized retractable sunshade featuring a wind sensor and integrated LED lighting—an ideal spot to enjoy views toward the marina. Interior finishes include crown molding, engineered wood flooring, and solid oak hardwood on the mezzanine. This property is designed for a low-maintenance lifestyle where the HOA covers landscaping and exterior painting, with the home freshly painted in 2024. Residents enjoy access to resort-style amenities including a heated pool, fitness center, tennis and pickleball courts, and year-round social events. Located near world-class golf, dining, and Gulf beaches, this home delivers a rare blend of lakeside views, an oversized lot, and a Gulf-access marina.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,842
Sqft
0.19 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,910 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,910/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Palmetto actives
$290 vs $208
Days on market
262 vs 55 typical
Where $290/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Dunes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Riviera Dunes — neighborhood snapshot
Population
203
Median age
66
Median income
$144,904
Median home value
$494,900
Avg household
2
Households w/ children
2%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
213 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 313 10TH AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,690,000
807 3RD STREET E · same community
4 bd · 4 ba · 3,623 sqft · $466/sqft · 16 DOM
Sold · Feb ’26$2,200,000
805 3RD STREET E · same community
4 bd · 4.5 ba · 4,775 sqft · $461/sqft · 49 DOM
Sold · Mar ’26$3,000,000
801 3RD STREET E · same community
6 bd · 5.5 ba · 5,318 sqft · $564/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 313 10TH AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 10TH AVENUE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
313 10TH AVENUE E FAQs
What would the monthly payment be for 313 10TH AVENUE E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,910/mo — principal and interest, the actual property-tax bill, the $317/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 313 10TH AVENUE E?+
The association fee works out to $317 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 313 10TH AVENUE E?+
The most recent tax bill on record (2024) was $8,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 313 10TH AVENUE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $824,000, this home is listed about 107% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 313 10TH AVENUE E?+
Lincoln Memorial Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$824,000 runs 126% above the PALMETTO 34221 median — but at 2,842 sqft it's also 49% larger than the typical Palmetto listing.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
262 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $960,000, now $824,000 — a $136K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Pavlina Blahova. MLS #TB8444678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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