6912 TOWERING SPRUCE DRIVE UNIT 6912, RIVERVIEW, FL, 33578
Active275 days on marketListed Oct 22, 2025MLS #TB8440174
About this home
6912 TOWERING SPRUCE DRIVE UNIT 6912
Short Sale. (Short Sale) Welcome to Your Dream Townhome in Oak Creek-Step into style and comfort with this stunning two-story townhome nestled in the sought-after Oak Creek community. From the moment you walk in, you'll be impressed by the sleek quartz countertops, GE stainless steel appliances, and a built-in beverage cooler. The open-concept layout creates a seamless flow from the kitchen to the spacious dining and living area. Sliding glass doors lead to a private outdoor view, flooding the space with natural light—no need to close the drapes when the sunshine is this beautiful! On the first floor, you’ll also find a convenient half bath for guests. Upstairs, retreat to two generously sized bedrooms, each with its own en-suite bathroom and walk-in closet. Whether it’s the primary suite or the guest bedroom, comfort and privacy are guaranteed. Throughout the home, you’ll find luxury plank flooring that adds a modern, upscale touch while remaining warm and inviting. As part of the Oak Creek community, enjoy access to a sparkling pool and a family-friendly playground. With an unbeatable location close to I-75, top-rated schools, shopping, restaurants, and the airport, this home truly has it all- HVAC 2018 WATER HEATER 3 years old ROOF just replaced- and home qualifies for 0$ down financing with a competitive rate! Don’t miss your chance to own this stylish townhome in one of the area’s most desirable neighborhoods—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,120
Sqft
0.03 ac
Lot size
2008
Year built
Multi/Split
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Riverview actives
$187 vs $185
Days on market
275 vs 33 typical
Where $187/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
201 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 6912 TOWERING SPRUCE DRIVE UNIT 6912
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$186,500
7037 TOWERING SPRUCE DRIVE · same community
2 bd · 2.5 ba · 1,120 sqft · $167/sqft · 333 DOM
Sold · Sep ’25$215,000
8819 WALNUT GABLE CT · same community
2 bd · 2.5 ba · 1,120 sqft · $192/sqft · 49 DOM
Sold · Jun ’26$215,000
6905 TOWERING SPRUCE DRIVE · same community
2 bd · 2.5 ba · 1,176 sqft · $183/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6912 TOWERING SPRUCE DRIVE UNIT 6912 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6912 TOWERING SPRUCE DRIVE UNIT 6912 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
6912 TOWERING SPRUCE DRIVE UNIT 6912 FAQs
What would the monthly payment be for 6912 TOWERING SPRUCE DRIVE UNIT 6912?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,181/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6912 TOWERING SPRUCE DRIVE UNIT 6912?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6912 TOWERING SPRUCE DRIVE UNIT 6912?+
The most recent tax bill on record (2024) was $4,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6912 TOWERING SPRUCE DRIVE UNIT 6912?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $209,000, this home is listed about 46% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 6912 TOWERING SPRUCE DRIVE UNIT 6912?+
Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RIVERVIEW 33578 market on paper
$209,000 is 30% below the RIVERVIEW 33578 median of $299,999, and at $187/sqft it sits under the Riverview average of $199.
02Time on market is leverage
275 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $220,000, now $209,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRAINARD REALTY · Jo Bayne. MLS #TB8440174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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