Eric Chery
$2,749,900$2,799,9006 bd5.5 ba8,506 sqft$323 /sqft$18,352 /mo all-in ↓

16220 TERNGLADE DRIVE, LITHIA, FL, 33547

Active283 days on marketListed Oct 13, 2025MLS #TB8436306

Reduced $50KPrivate poolSingle Family ResidenceFISHHAWK RANCH PH 2 PRCL

About this home

16220 TERNGLADE DRIVE

Entertainer's Paradise with your own resort style pool and spa. Custom Homes by John C. Fowke Inc with 6 bedrooms, office, bonus loft, secret room and an incredible outdoor space. Flexible Floor Plan depending on how many bedrooms needed. Prepare to be captivated by this one-of-a-kind, elegant estate, designed for those who love to host. Oversized .64-acre tropical lot in the highly sought-after gated section of Ternwood in FishHawk Ranch. Enter through the grand entry, the custom craftsmanship is evident, showcased by 24-foot soaring ceilings, 8-foot doors, and custom details throughout. The formal dining room with expansive windows and leads to a custom wine cellar, featuring built-in barrels to a style to your wine collection. The living room, is a showcase of architectural brilliance, boasting a gas fireplace and an awe-inspiring commercial-grade, two-story glass wall that seamlessly frames the breathtaking outdoor oasis. The gourmet kitchen is designed for both the casual family meal and grand catering events. Thermador professional-grade appliances, granite countertops, an island with sink, and a gas stove. A large pantry for organized storage. Spacious family room features double, connected sliding glass doors that fully retract, connecting indoor and outdoor living. Step outside to discover your private, resort-style paradise! The sprawling outdoor space features gorgeous travertine floors, multiple defined outdoor living areas, and an outdoor kitchen and gas fireplace sitting area. The custom, zero-entry pool is a true spectacle, complete with a sunken bar with seating, cascading waterfalls, a fun slide, and five captivating fire bowls for dramatic evening ambiance. This space is not just a backyard; it’s a year-round vacation destination. This 5-bedroom estate is meticulously laid out for both privacy and function. The extraordinary Primary Suite occupies the right side of the first floor, offering an oversized bedroom with tray ceilings, a dedicated seating area, and three custom walk-in closets. The custom primary bath provides tons of space, a jetted garden tub, dual vanities, and a unique, centrally-shaped walk-in shower with a bench and multiple showerheads. Downstairs also features: A guest bedroom connected to a full bath and a sprawling bonus room that is perfect for an ultimate game room or an in-law suite with direct lanai access. A massive custom-designed home office, complete with an elegant spiral staircase leading to a secret room—perfect as a private reading nook, hobby area, or secure storage. An additional flexible space, currently used as a gym, that could easily function as a sixth bedroom or second-floor living area. The second floor is equally impressive, hosting a large loft area that opens up to an extended balcony with serene views of the tropical landscaping and pool. Three additional upstairs bedrooms. The home is climate-controlled by four separate A/C zones, ensuring comfort year-round. Live in one of Lithia’s most desirable communities, FishHawk Ranch, renowned for its beautiful setting, endless resort-style amenities, miles of nature trails, and A-rated school district. This is more than a home; it’s the lifestyle you’ve been dreaming of. A truly custom, well-crafted sanctuary for family, entertaining, and enjoying the Florida life. Don’t just read about it—come see for yourself. This is a home where vaulted ceilings echo with laughter, where the pool is a stage for memories to be created.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

8,506

Sqft

0.64 ac

Lot size

4

Garage

2010

Year built

Two

Levels

$323

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Tile · Travertine
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ParkingSplit Garage
ExteriorBalcony · Lighting · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$53/mo
Taxes (2024)$27,229/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$18,352 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,838
PMI (est., until 20% equity)$1,031
Property tax — 2024 actual bill$2,269
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $274,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $274,990
Interest rate6.00%
Loan term

Estimated payment

$18,352/mo

Principal & interest$14,838
PMI (est., until 20% equity)$1,031
Property taxes (actual bill)$2,269
HOA / condo fee$53
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fish Hawk

Map of 16220 TERNGLADE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

Fish Hawk — neighborhood snapshot

Population

25,854

Median age

36

Median income

$130,345

Median home value

$479,914

Avg household

3

Households w/ children

4,427

For the school run

Hillsborough County School District

ElementaryFishhawk Creek Elementary School★★★★★
MiddleRandall Middle School★★★★★
HighNewsome High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$580K$588K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 451% above the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,749,900 $50K
Oct 13, 2025Listed at $2,799,900 · 283 days on market since
2010Built · FISHHAWK RANCH PH 2 PRCL

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16220 TERNGLADE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16220 TERNGLADE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

16220 TERNGLADE DRIVE FAQs

What would the monthly payment be for 16220 TERNGLADE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,352/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16220 TERNGLADE DRIVE?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16220 TERNGLADE DRIVE?+

The most recent tax bill on record (2024) was $27,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16220 TERNGLADE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $2,749,900, this home is listed about 383% above the Lithia median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16220 TERNGLADE DRIVE?+

Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,749,900 runs 451% above the LITHIA 33547 median — but at 8,506 sqft it's also nearly 3 times the size of the typical Lithia listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

283 days on market against a Lithia median of 30 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,799,900, now $2,749,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Tony Baroni. MLS #TB8436306.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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