Eric Chery
$499,000$550,0003 bd2 ba1,457 sqft$342 /sqft$3,866 /mo all-in ↓

1832 SETON DRIVE, CLEARWATER, FL, 33763

Active310 days on marketListed Sep 14, 2025MLS #TB8427548

Reduced $51KPrivate poolSingle Family ResidenceMONTCLAIR LAKE ESTATES

About this home

1832 SETON DRIVE

SELLER SAID SELL IT !! PRICE IMPROVEMENT !! NO FLOOD ZONE HERE !! 3/2/2 POOL HOME !! CORNER LOT with a SPLIT FLOOR PLAN, on the edge of DUNEDIN !! 1,457 square foot Block home, with $50k in SOLAR PANELS on top of a BRAND NEW ROOF !! Electric bills are $55 per month !! UPDATED with NEW ELECTRIC PANEL, GRANITE COUNTERS, RECESSED LIGHTING, NEW FLOORING, and MORE !! Close to shopping,restaurants, and entertainment !! Only 5 minutes to DOWNTOWN DUNEDIN, and only 15 minutes to WORLD FAMOUS CLEARWATER BEACH !!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,457

Sqft

0.21 ac

Lot size

2

Garage

1977

Year built

One

Levels

$342

Per sqft

Private pool

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Guest · Off Street
ExteriorPrivate Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2024)$6,577/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,866 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2024 actual bill$548
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,866/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$548
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$407KedgeAI estimate $444,926 · range $424K$461K$519K

vs edgeAI estimate

+12.2%

$/sqft vs Clearwater actives

$342 vs $216

Days on market

310 vs 47 typical

Where $342/sqft sits among the 400 Clearwater actives

170
119
62 · this home
16
7
26
$117–199$199–281$281–362$362–444$444–526$526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Montclair Lake Estates

Map of 1832 SETON DRIVE inside its neighborhood boundary

Get to know Clearwater. See the full Clearwater guide →

Montclair Lake Estates — neighborhood snapshot

Population

451

Median age

47

Median income

$104,643

Median home value

$323,500

Avg household

3

Households w/ children

29%

For the school run

Pinellas County School District

ElementaryDunedin Elementary School★★★★
MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 212% above the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $51K
Sep 14, 2025Listed at $550,000 · 310 days on market since
1977Built · MONTCLAIR LAKE ESTATES

Reality check

What actually sold near 1832 SETON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1877 DAWN DRIVESold · Apr ’26

$385,000

1877 DAWN DRIVE · same community

3 bd · 2 ba · 1,434 sqft · $268/sqft · 138 DOM

1862 SETON DRIVESold · Jun ’26

$479,000

1862 SETON DRIVE · same community

3 bd · 2 ba · 1,486 sqft · $322/sqft · 0 DOM

2027 SETON DRIVESold · Jul ’26

$380,000

2027 SETON DRIVE · same community

3 bd · 2 ba · 1,410 sqft · $270/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1832 SETON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1832 SETON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1832 SETON DRIVE FAQs

What would the monthly payment be for 1832 SETON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,866/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1832 SETON DRIVE?+

The most recent tax bill on record (2024) was $6,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $499,000, this home is listed about 81% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1832 SETON DRIVE?+

Dunedin Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$499,000 runs 212% above the CLEARWATER 33763 median — but at 1,457 sqft it's also 16% larger than the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

310 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dunedin Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $550,000, now $499,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Luke Palmer. MLS #TB8427548.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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