7 DUNOON PLACE UNIT 304, DUNEDIN, FL, 34698
Active353 days on marketListed Aug 5, 2025MLS #TB8410948
About this home
7 DUNOON PLACE UNIT 304
A beautifully maintained 2-bedroom, 2-bath waterfront condo with ELEVATOR nestled off the Dunedin Causeway in a desirable 55+ community! Enjoy the perfect blend of comfort and convenience in this move-in ready home featuring serene water views. 2010 Hurricane windows with a transferable lifetime guarantee. All new screens are coming soon. Comes fully furnished and stocked. Ideally located just minutes from beaches, shopping, dining, and the vibrant heart of Dunedin. This community offers a resort-style lifestyle with fantastic amenities including a heated pool, clubhouse, fitness center, and an active calendar of social events. Come check it out whether you're looking to relax or stay engaged. The milestone inspection was passed and no assessment was required, the association is fully funded. The HOA takes care of the roof and replaced it this year and maintains the water heater located outside the units.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,141
Sqft
2.02 ac
Lot size
1970
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,908 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,908/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs ROYAL STEWART ARMS
$241 vs $303
Days on market
353 vs 51 typical
Where $241/sqft sits among the 8 homes for sale in ROYAL STEWART ARMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
6 of 8
ROYAL STEWART ARMS have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 DUNOON PLACE UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$165,000
7 DUNOON PLACE UNIT 111 · same community
2 bd · 2 ba · 1,141 sqft · $145/sqft · 72 DOM
Sold · Apr ’26$325,000
7 DUNOON PLACE UNIT 306 · same community
2 bd · 2 ba · 1,141 sqft · $285/sqft · 194 DOM
Sold · Apr ’26$293,000
7 ELGIN PLACE UNIT 202 · same community
2 bd · 2 ba · 1,181 sqft · $248/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7 DUNOON PLACE UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 DUNOON PLACE UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
7 DUNOON PLACE UNIT 304 FAQs
What would the monthly payment be for 7 DUNOON PLACE UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,908/mo — principal and interest, the actual property-tax bill, the $887/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7 DUNOON PLACE UNIT 304?+
The association fee works out to $887 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7 DUNOON PLACE UNIT 304?+
The most recent tax bill on record (2024) was $1,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7 DUNOON PLACE UNIT 304?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $274,999, this home is listed about 31% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7 DUNOON PLACE UNIT 304?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$274,999 is 8% below the DUNEDIN 34698 median of $299,999, and at $241/sqft it sits under the Dunedin average of $330.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $887/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
353 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Cindy Alderman. MLS #TB8410948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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