Eric Chery
$170,000$215,0003 bd2 ba792 sqft$215 /sqft≈$1,414 /mo all-in ↓

2603 INCE DRIVE, RUSKIN, FL, 33570

Active392 days on marketListed Jun 26, 2025MLS #TB8401409

✦ Priced 51% below the Ruskin median✦ Reduced $45KManufactured HomeSUN CITY

About this home

2603 INCE DRIVE

3 bedroom 2 bath on double lot partially fenced needs some tlc, does have new kitchen, new bathroom, new metal roof, new ac and new well equipment. Come take a look see if its for you.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

792

Sqft

0.33 ac

Lot size

1993

Year built

One

Levels

$215

Per sqft

Inside

FlooringVinyl
AppliancesElectric Water Heater · Other · Refrigerator
InteriorKitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionMetal Siding
FoundationCrawlspace
FacesWest
ExteriorOther

Community & fees

Taxes (2024)$2,139/yr

Utilities & systems

UtilitiesWater Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,414 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property tax — 2024 actual bill$178
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $5,950
Interest rate6.00%
Loan term

Estimated payment

$1,414/mo

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$178
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ruskin

Map of 2603 INCE DRIVE

Drive times from this address

Downtown Tampa≈ 36 min
Tampa Int’l Airport (TPA)≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

The numbers that matter

The Ruskin market

Seller’s marketBalanced — 6.3 months of inventoryBuyer’s market

$330K → $320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the Ruskin median. See the full Ruskin market guide →

Paper trail

This home's history

CurrentPrice reduced to $170,000 ▼ $45K
Jun 26, 2025Listed at $215,000 · 392 days on market since
1993Built · SUN CITY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2603 INCE DRIVE — start here.

CallText
eric.chery@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2603 INCE DRIVE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2603 INCE DRIVE FAQs

What would the monthly payment be for 2603 INCE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2603 INCE DRIVE?+

The most recent tax bill on record (2024) was $2,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ruskin?+

At $170,000, this home is listed about 51% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Ruskin market on paper

$170,000 is 51% below the Ruskin median of $349,850, and at $215/sqft it sits under the Ruskin average of $221.

02Time on market is leverage

392 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $215,000, now $170,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of MARKET TAMPA LLC · Jose Espinosa. MLS #TB8401409.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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