Eric Chery
$6,999,000$8,275,0004 bd5 ba5,523 sqft$1,267 /sqft$44,514 /mo all-in ↓

105 9TH STREET E, TIERRA VERDE, FL, 33715

Active382 days on marketListed Jul 7, 2025MLS #TB8399186

Reduced $1.3MWaterfrontPrivate poolSingle Family ResidenceTIERRA VERDE UNIT 1 1ST REP

About this home

105 9TH STREET E

A modern coastal masterpiece, thoughtfully engineered for enduring elegance and the ultimate waterfront lifestyle. Constructed totally custom in 2022, offering 4 bedrooms, 4 full baths, 2 half baths, over 5,500 sq ft of air-conditioned living space, and more than 10,700 sq ft under roof including expansive patios and a 3,500 sq ft air-conditioned garage with a professional quality gym on the ground level. Designed for long-lasting ownership and true peace of mind, the home is constructed with concrete block on the first level, a ZIP wood system for upper floors, over 59 pilings tied to the full footer system, hurricane-impact PGT windows and sliders, spray foam insulation on all exterior walls and roof, plus batt insulation for interior sound reduction. An aged bronze standing seam metal roof, whole-home Generac generator, twin tankless propane water heaters, and a 500-gallon buried propane tank add durability and resilience. Inside, no detail was overlooked — European oak wide-plank floors run throughout, complemented by Porcelanosa tile in all bathrooms and main laundry. Every door features Baldwin solid brass handles. The gourmet kitchen is outfitted with Sub-Zero and Wolf smart appliances, dual 11-ft islands with waterfall edges, custom Busby cabinetry with accent lighting, a separate pantry, and a dedicated coffee bar. All countertops throughout are Cambria quartz with lifetime chip repair. The primary suite is a true retreat with a private office and an additional flex room along with a spa-like bath featuring a huge no-threshold shower with linear drain, freestanding tub, custom vanities, built-ins, and electric privacy screens. The home includes a SONOS wireless sound system, Lutron Caseta smart dimmers, and automated Hunter Douglas window treatments throughout. Outdoor living is resort-inspired with multiple lanais and decks finished in ¾” porcelain tile, a PebbleTec pool with white travertine coping, dual in-pool spas with Pentair automation, Shawgrass artificial turf, triple built-in umbrellas, and a fully equipped dock with a 20,000 lb boat lift, additional lift for smaller watercraft, full-length aluminum walkways, under-dock blue lights, and dedicated power and water at every slip. The oversized garage (up to 10 cars) features a dedicated A/C unit, epoxy floors, custom flake finish, a pro-grade gym with Rogue, REP, and Titan equipment, and a locking storage closet. This is a rare opportunity to own a true architectural gem where every detail from the structural engineering to the finishes was designed to deliver luxury, security, and the ultimate waterfront lifestyle. Make your private appointment today to discover the pinnacle of modern coastal living!

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

5,523

Sqft

0.22 ac

Lot size

3

Garage

2022

Year built

Three Or More

Levels

$1,267

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringEngineered Hardwood · Porcelain Tile
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Wood Frame
FoundationBlock · Pillar/Post/Pier
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized
ExteriorBalcony · Lighting · Other · Private Mailbox · Sliding Doors

Community & fees

HOA fee$87/mo
Taxes (2024)$46,518/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$44,514 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$37,766
PMI (est., until 20% equity)$2,625
Property tax — 2024 actual bill$3,876
HOA fee — from the listing$87
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $699,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $699,900
Interest rate6.00%
Loan term

Estimated payment

$44,514/mo

Principal & interest$37,766
PMI (est., until 20% equity)$2,625
Property taxes (actual bill)$3,876
HOA / condo fee$87
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tierra Verde actives

$1,267 vs $440

Days on market

382 vs 66 typical

Where $1,267/sqft sits among the 61 Tierra Verde actives

25
24
3
3
2
4 · this home
$249–419$419–589$589–758$758–928$928–1098$1098+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 105 9TH STREET E

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer13.0 months of inventoryBuyer’s market

$628K$1.1M

Tierra Verde median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

37 of 61

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 743% above the Tierra Verde median. See the full Tierra Verde market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,999,000 $1.3M
Jul 7, 2025Listed at $8,275,000 · 382 days on market since
2022Built · TIERRA VERDE UNIT 1 1ST REP

Reality check

What actually sold near 105 9TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

612 1ST AVENUE SSold · Dec ’25

$1,550,000

612 1ST AVENUE S · same community

4 bd · 4 ba · 3,608 sqft · $430/sqft · 4 DOM

713 1ST AVENUE SSold · Dec ’25

$3,550,000

713 1ST AVENUE S · same community

4 bd · 3 ba · 3,310 sqft · $1,073/sqft · 4 DOM

100 SANDS POINT DRIVESold · Jun ’26

$7,550,000

100 SANDS POINT DRIVE · same community

5 bd · 5 ba · 7,825 sqft · $965/sqft · 256 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 105 9TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 105 9TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

105 9TH STREET E FAQs

What would the monthly payment be for 105 9TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $44,514/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 105 9TH STREET E?+

The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 105 9TH STREET E?+

The most recent tax bill on record (2024) was $46,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 105 9TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $6,999,000, this home is listed about 743% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$6,999,000 runs 743% above the Tierra Verde median — but at 5,523 sqft it's also nearly 3 times the size of the typical Tierra Verde listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

382 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $8,275,000, now $6,999,000 — a $1.3M cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · John Larocca. MLS #TB8399186.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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