
426 ISLEBAY DRIVE, APOLLO BEACH, FL, 33572
Active465 days on marketListed Apr 16, 2025MLS #TB8374977
Come see it
Upcoming open house
Sun, Jul 26
12:00 PM – 3:00 PM
Hosted by Chris Heath
About this home
426 ISLEBAY DRIVE
**426 Islebay Drive | Apollo Beach, FL 33572 | MiraBay Waterfront Pool Home | 3 Bedrooms | 2 Bathrooms | Key Largo Floor Plan by Morrison Homes | Private Dock and 10,000-Lb Boat Lift** BACK ON THE MARKET THROUGH NO FAULT OF THE SELLER! 426 Islebay Drive is an extensively remodeled three-bedroom, two-bathroom waterfront pool home with a private dock and 10,000-pound boat lift in the gated, golf cart-friendly community of MiraBay in Apollo Beach. Here, boating, west-facing sunsets, resort-style amenities, and the relaxed Florida lifestyle come together in one beautifully updated home. Built by Morrison Homes, this coastal-chic Key Largo floor plan offers comfortable single-level living with an open, light-filled design. High ceilings, luxury vinyl plank flooring, and an easy flow between the living area and kitchen create a welcoming setting for everyday life and entertaining. The kitchen features stainless steel appliances, a wine refrigerator, and an additional beverage refrigerator. The waterfront primary suite offers peaceful views and a spacious private bathroom, while two additional bedrooms provide flexibility for guests, hobbies, or a home office. The home underwent an extensive remodel in 2024, including new appliances, flooring, and an updated air-conditioning system. The entire interior was freshly painted in 2026, giving the home a bright, refreshed feel that is ready for its next owner. French doors open to a private waterfront retreat with a heated pool and spa, screened lanai, outdoor kitchen with built-in grill, and lush privacy landscaping. Beyond the pool, the private dock and 10,000-pound boat lift make it easy to enjoy days on the water with convenient access to the open bay. The west-facing waterfront setting provides a front-row seat to beautiful Florida sunsets from the pool, lanai, and backyard. Living in MiraBay means enjoying far more than a beautiful home. This gated, golf cart-friendly community is designed for connection, recreation, and everyday enjoyment, with two heated resort-style pools, a café and lounge, a 24-hour fitness center, tennis, pickleball, basketball, parks, playgrounds, miles of walking trails, food trucks, community activities, and complimentary kayaks and paddleboards for residents and their guests. A private boat ramp makes getting on the water even easier, while private golf cart access to the MiraBay Shopping Plaza connects residents with restaurants, groceries, a salon, and other neighborhood conveniences. Located in Apollo Beach with convenient access to shopping, dining, and major routes connecting the area with Tampa, St. Petersburg, and Sarasota, this home offers waterfront living without giving up everyday convenience. Come experience the pool, boating access, west-facing sunsets, and welcoming MiraBay lifestyle at 426 Islebay Drive. ******* WHAT THE SELLER LOVES ******* “We love how easy it is to enjoy the Florida lifestyle here. Some of our favorite moments have been relaxing by the pool, watching the sunset over the water, and stepping onto the dock to head out by boat. The open layout makes the home comfortable for everyday living and wonderful for entertaining. Being so close to the clubhouse and MiraBay amenities makes the entire community feel like an extension of our home.”
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,977
Sqft
0.15 ac
Lot size
2
Garage
2004
Year built
One
Levels
$442
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,127 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,127/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15%
$/sqft vs MIRABAY PH 1B-1/2A-1/3B-1
$442 vs $353
Days on market
465 vs 56 typical
Where $442/sqft sits among the 6 homes for sale in MIRABAY PH 1B-1/2A-1/3B-1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 6
MIRABAY PH 1B-1/2A-1/3B-1 have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 426 ISLEBAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$855,000
526 ISLEBAY DRIVE · same community
3 bd · 3 ba · 2,453 sqft · $349/sqft · 0 DOM
Sold · Aug ’25$925,000
422 ISLEBAY DRIVE · same community
4 bd · 2.5 ba · 2,654 sqft · $349/sqft · 93 DOM
Sold · Aug ’25$880,000
428 ISLEBAY DRIVE · same community
4 bd · 2.5 ba · 2,769 sqft · $318/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 426 ISLEBAY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 426 ISLEBAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
426 ISLEBAY DRIVE FAQs
What would the monthly payment be for 426 ISLEBAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,127/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 426 ISLEBAY DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 426 ISLEBAY DRIVE?+
The most recent tax bill on record (2024) was $10,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 426 ISLEBAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $873,000, this home is listed about 78% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 426 ISLEBAY DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$873,000 runs 94% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
465 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8374977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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