14115 HARBORWOOD DRIVE, LARGO, FL, 33774
Active469 days on marketListed Apr 21, 2025MLS #TB8371928
About this home
14115 HARBORWOOD DRIVE
Located in desirable Kensington Oaks, this exceptional 3 bedroom, 3 bath, 2 car garage pool home sits on a park-sized corner lot of nearly half an acre. A rare bonus feature is the detached climate-controlled 3 car garage complete with 2 lifts — perfect for car enthusiasts, hobbyists, or additional storage with separate driveway access. Inside, the spacious split-bedroom floor plan offers vaulted ceilings and expansive living areas designed for both comfort and entertaining. The kitchen features granite countertops, double ovens, stainless steel appliances, and ample cabinetry. The inviting family room includes a wood-burning fireplace and dry bar, creating a warm and welcoming atmosphere. Travertine flooring runs throughout most of the home, with two bedrooms featuring waterproof luxury vinyl flooring. The oversized primary suite offers a separate private sitting area with wall of windows and Frenchdoors to the pool and a ensuite bath with dual sinks, soaking tub, walk-in shower, and large walk-in closet. Step outside to enjoy the screened lanai with pool and spa, sauna (Sauna not warranted) kitchen area with sink and cabinets, and pool bath. Perfect setting for relaxing or entertaining year-round. Updates include hurricane windows, whole-home generator, solar panels, resurfaced pool, pool heater, and updated HVAC system. The property also features a sprinkler system for easy lawn maintenance. Kensington Oaks HOA includes garbage, recycling, and yard debris pickup. Conveniently located just minutes from Indian Rocks Beach, shopping, dining, and entertainment.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,765
Sqft
0.41 ac
Lot size
5
Garage
1986
Year built
One
Levels
$452
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,247 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,247/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs Largo actives
$452 vs $240
Days on market
469 vs 52 typical
Where $452/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 481% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 14115 HARBORWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$800,000
14106 KENSINGTON OAK PLACE · same community
4 bd · 2.5 ba · 2,823 sqft · $283/sqft · 10 DOM
Sold · May ’26$2,150,000
12808 HARBORWOOD DRIVE · same community
4 bd · 4 ba · 3,811 sqft · $564/sqft · 353 DOM
Sold · Apr ’26$1,275,000
11155 131ST STREET
4 bd · 3 ba · 2,556 sqft · $499/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14115 HARBORWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14115 HARBORWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
14115 HARBORWOOD DRIVE FAQs
What would the monthly payment be for 14115 HARBORWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,247/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14115 HARBORWOOD DRIVE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14115 HARBORWOOD DRIVE?+
The most recent tax bill on record (2024) was $9,623. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14115 HARBORWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $1,250,000, this home is listed about 317% above the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 14115 HARBORWOOD DRIVE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,250,000 runs 481% above the LARGO 33774 median — but at 2,765 sqft it's also nearly twice the size of the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
469 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,550,000, now $1,250,000 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VIEWPOINT REALTY INTERNATIONAL · Georgette Gillis. MLS #TB8371928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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