Eric Chery
$9,0003 bd3.5 ba2,048 sqft$4 /sqft$225 /mo all-in ↓

4808 GULF DRIVE UNIT B, HOLMES BEACH, FL, 34217

Active452 days on marketListed Apr 28, 2025MLS #TB8368522

Priced 99% below the HOLMES BEACH 34217 medianPrivate poolSingle Family ResidenceISLAND ESCAPE

About this home

4808 GULF DRIVE UNIT B

Beachside Luxury Rental – 3BR, 2.5BA with Pool Live just steps from the sand at 4808 Gulf Drive Unit B, an upscale and fully furnished 3-bedroom, 2.5-bath home located in the heart of Holmes Beach. Available for starting July 19th, this multi-level coastal retreat blends modern comfort with laid-back island living—perfect for a long vacation or seasonal stay. Step into a bright, open-concept living space with high ceilings, tile floors, and plenty of natural light. The spacious living room flows into a fully equipped kitchen featuring granite countertops, stainless steel appliances, and a breakfast bar—ideal for casual meals or entertaining. Upstairs, the private master suite spans the top level with a king-size bed, cozy sitting area, workspace, and its own balcony—perfect for morning coffee or unwinding at sunset. The en-suite bathroom includes a walk-in shower and soaking tub for spa-like relaxation. Two additional bedrooms—one queen, one twin—are located on the second level and share a full bath. A separate half-bath and in-unit laundry provide added convenience. Outside, the private heated pool is surrounded by tropical landscaping, offering a serene escape with lounge chairs, a covered patio, outdoor dining space, and grill. Bonus features include an elevator, two-car garage, and a fun game area with a foosball table. Located just a short stroll from the Gulf of Mexico (no busy streets to cross), and close to shops, restaurants, and the island trolley line—this home delivers the ultimate in Anna Maria Island living. Available July 19 – inquire now to lock in your slice of beachside paradise!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,048

Sqft

0.22 ac

Lot size

2

Garage

2006

Year built

Three Or More

Levels

$4

Per sqft

Private poolPets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsSize Limit, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$225 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$53
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $315Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $315
Interest rate6.00%
Loan term

Estimated payment

$225/mo

Principal & interest$53
FHA mortgage insurance (est.)$4
Est. property taxes$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Holmes Beach actives

$4 vs $902

Days on market

452 vs 95 typical

Where $4/sqft sits among the 141 Holmes Beach actives

0 · this home
10
34
51
24
22
$4–262$262–519$519–776$776–1033$1033–1290$1290+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holmes Beach

Map of 4808 GULF DRIVE UNIT B

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

76 of 141

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

Apr 28, 2025Listed at $9,000 · 452 days on market since
2006Built · ISLAND ESCAPE

Reality check

What actually sold near 4808 GULF DRIVE UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

220 36TH STREETSold · Mar ’26

$1,700,000

220 36TH STREET

3 bd · 3.5 ba · 2,016 sqft · $843/sqft · 171 DOM

4001 5TH AVENUESold · Aug ’25

$1,560,000

4001 5TH AVENUE

4 bd · 4 ba · 2,085 sqft · $748/sqft · 98 DOM

7 PALM HARBOR DRIVESold · Dec ’25

$1,700,000

7 PALM HARBOR DRIVE

3 bd · 2 ba · 1,938 sqft · $877/sqft · 88 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4808 GULF DRIVE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4808 GULF DRIVE UNIT B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4808 GULF DRIVE UNIT B FAQs

What would the monthly payment be for 4808 GULF DRIVE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $225/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4808 GULF DRIVE UNIT B?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $9,000, this home is listed about 99% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4808 GULF DRIVE UNIT B?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HOLMES BEACH 34217 market on paper

$9,000 is 99% below the HOLMES BEACH 34217 median of $1,250,000, and at $4/sqft it sits under the Holmes Beach average of $939.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

452 days on market against a Holmes Beach median of 95 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FUTURE HOME REALTY INC · Nataliya Fillers. MLS #TB8368522.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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