Eric Chery
$1,225,000$1,499,000$7,954 /mo all-in ↓

1013 SYMPHONY ISLES BOULEVARD, APOLLO BEACH, FL, 33572

Active822 days on marketListed Apr 23, 2024MLS #T3517714

Reduced $274KWaterfrontSYMPHONY ISLES UNIT FIVE

About this home

1013 SYMPHONY ISLES BOULEVARD

Seize this rare opportunity to create 1013 Symphony Isles Blvd your waterfront dream home on the last beachfront lot in the coveted Symphony Isles community. Envision building not just a home, but a lifestyle on this exclusive lot, complete with breathtaking panoramic views of Tampa Bay from your own private sand beach. Enjoy private beach access where you can relax and take in the picturesque views on your own sandy beach. This ready-to-build lot comes with a seawall and is the last open bayfront plot available in this luxurious guard-gated community. Included in the purchase is a 35' deep water boat slip in the private marina. The lot is adorned with lush landscaping and surrounded by mature trees including a 30ft Banyan, Queen Palms, and various fruit trees, enhancing privacy and beauty. Benefit from community amenities like a private boat ramp, vibrant social calendar, and community outreach programs. Located just minutes from local attractions such as a public beach and park, sports facilities, and the popular boat up Restaurants. Quick access to I-275 makes downtown Tampa only a 35-minute drive away. Live every day like it’s a vacation in this tropical paradise. Don’t miss out—put on your flip-flops, grab your tropical drink, and make every sunset an event from your own backyard beach. This is more than a home; it’s a dream come true.

Facts & features

The home at a glance

0.26 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesWest

Community & fees

HOA fee$163/mo
Taxes (2023)$6,735/yr
PetsCats OK, Dogs OK
CommunityCanal Front · Community Boat Ramp · Fishing · Water Access · Waterfront · Beach Area · Gated Community - Guard · Pool

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,954 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property tax — 2023 actual bill$561
HOA fee — from the listing$163
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $122,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $122,500
Interest rate6.00%
Loan term

Estimated payment

$7,954/mo

Principal & interest$6,610
PMI (est., until 20% equity)$459
Property taxes (actual bill)$561
HOA / condo fee$163
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Apollo Beach

Map of 1013 SYMPHONY ISLES BOULEVARD

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 172% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,225,000 $274K
Apr 23, 2024Listed at $1,499,000 · 822 days on market since

Reality check

What actually sold near 1013 SYMPHONY ISLES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

912 SYMPHONY BEACH LANESold · Sep ’25

$1,300,000

912 SYMPHONY BEACH LANE · same community

5 bd · 4.5 ba · 4,321 sqft · $301/sqft · 194 DOM

912 SYMPHONY BEACH LANESold · Apr ’26

$1,500,000

912 SYMPHONY BEACH LANE · same community

5 bd · 4.5 ba · 4,321 sqft · $347/sqft · 3 DOM

5236 WISHING ARCH DRIVESold · Sep ’25

$430,000

5236 WISHING ARCH DRIVE

3 bd · 2 ba · 1,512 sqft · $284/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1013 SYMPHONY ISLES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1013 SYMPHONY ISLES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1013 SYMPHONY ISLES BOULEVARD FAQs

What would the monthly payment be for 1013 SYMPHONY ISLES BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,954/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1013 SYMPHONY ISLES BOULEVARD?+

The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1013 SYMPHONY ISLES BOULEVARD?+

The most recent tax bill on record (2023) was $6,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1013 SYMPHONY ISLES BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,225,000, this home is listed about 150% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1013 SYMPHONY ISLES BOULEVARD?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,225,000 runs 172% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

822 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,499,000, now $1,225,000 — a $274K cut. The full history is in the market section below.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #T3517714.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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