Eric Chery
$269,9003 bd2 ba1,738 sqft$155 /sqft$2,001 /mo all-in ↓

118 BROWNING CIRCLE, WINTER HAVEN, FL, 33884

Active2 days on marketListed Jul 21, 2026MLS #S5154100

Priced 5% below the WINTER HAVEN 33884 medianSingle Family ResidenceFLA HIGHLANDS CO SUB

Come see it

Upcoming open house

Sun, Aug 2

1:00 PM – 3:00 PM

About this home

118 BROWNING CIRCLE

Welcome to 118 Browning Circle, Winter Haven, FL, where comfort, thoughtful updates, and an unbeatable location come together to create the perfect place to call home. Nestled in a well-established neighborhood with no HOA, this beautifully maintained 3-bedroom, 2-bath home is truly move-in ready and offers the ideal blend of functionality and charm. Step inside to a spacious, open great room with attractive luxury vinyl flooring, creating a warm and inviting space for everyday living, family gatherings, or entertaining guests. The desirable split-bedroom floor plan provides added privacy, while the versatile third bedroom with built-in shelving makes an excellent home office, craft room, or guest bedroom. The kitchen offers abundant cabinet and counter space, a convenient pass-through window, and a cozy breakfast area, making meal preparation both practical and enjoyable. Just beyond, you'll fall in love with the expansive Florida Room, providing additional living space perfect for relaxing, entertaining, a game room, or simply enjoying Florida living year-round. The spacious primary suite features a private en-suite bathroom with a walk-in shower, while the indoor laundry room offers exceptional storage with multiple closets to help keep everything organized. Outside, the fully vinyl-fenced backyard creates your own private retreat. Enjoy beautiful mature landscaping, and a brick paver patio that's perfect for morning coffee, weekend barbecues, or quiet evenings outdoors. This home has been meticulously maintained and thoughtfully updated, giving buyers peace of mind for years to come, including: HVAC (2024), vinyl privacy fence (2024), attic insulation (2024), house replumbed (2022), brick paver patio (2023) Additional features include a spacious two-car garage with built-in shelving for extra storage and organization. Location is everything, and this home delivers. Just two blocks away, you'll enjoy access to the neighborhood park featuring a basketball court, playground, fishing pier, and community boat ramp. Plus, you're only minutes from LEGOLAND Florida Resort, shopping, restaurants, schools, medical facilities, and major roadways, making everyday convenience part of your lifestyle. If you've been searching for a home that offers space, updates, privacy, and an exceptional location, 118 Browning Circle is one you won't want to miss. Schedule your private showing today before it's gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,738

Sqft

0.2 ac

Lot size

2

Garage

1970

Year built

One

Levels

$155

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorGarden · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$1,597/yr
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · Lake · Public Boat Ramp · Water Access · Park

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,001 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$133
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,447
Interest rate6.00%
Loan term

Estimated payment

$2,001/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$133
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$242KedgeAI estimate $258,309 · range $252K$267K$281K

vs edgeAI estimate

+4.5%

Days on market

2 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 118 BROWNING CIRCLE

Drive times from this address

Walt Disney World46 min
Universal Orlando56 min
Downtown Orlando62 min
Downtown Tampa64 min
Orlando Int’l Airport (MCO)67 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $269,900 · 2 days on market since
1970Built · FLA HIGHLANDS CO SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 118 BROWNING CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 118 BROWNING CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

118 BROWNING CIRCLE FAQs

What would the monthly payment be for 118 BROWNING CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,001/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 118 BROWNING CIRCLE?+

The most recent tax bill on record (2025) was $1,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $269,900, this home is listed about 5% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 118 BROWNING CIRCLE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Vicky Torres Rodriguez. MLS #S5154100.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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