Eric Chery
$589,0004 bd2 ba1,956 sqft$301 /sqft$3,644 /mo all-in ↓

0 CORD AVENUE, ST CLOUD, FL, 34772

Active3 days on marketListed Jul 17, 2026MLS #S5153875

New constructionSingle Family ResidenceHORIZON MEADOWS

About this home

0 CORD AVENUE

Pre-Construction. To be built. Beautifully crafted by Snow Construction, this brand-new custom home offers just under 2,000 square feet of thoughtfully designed living space on a spacious 1.45-acre lot. This 4-bedroom, 2-bath home features quality block construction, vaulted ceilings, and an open-concept floor plan filled with upscale finishes throughout. The stunning kitchen is the heart of the home, showcasing a massive 10-foot island, quartz countertops, stainless steel appliances including a glass-top range and microwave, and beautiful maple cabinetry with 42-inch upper cabinets, crown molding, and bump-and-stagger detailing. A generous dining area and abundant storage make this space perfect for both everyday living and entertaining. The private owner's suite features a tray ceiling, walk-in closet, and a luxurious en-suite bath with dual raised vanities, quartz countertops, a linen closet, and a separate shower. Additional highlights include an interior laundry room, a two-car garage with automatic opener, a covered rear lanai, paver entry, and attractive board-and-batten accents that enhance the home's curb appeal. Enjoy the freedom of NO HOA or CDD fees while being conveniently located near the boat ramp at Canal 33, with direct access to Alligator Lake and the beautiful chain of lakes. Conveniently located near Highway 192, Narcoossee Road, and Harmony. A short drive to Lake Nona, Orlando International Airport, Central Florida theme parks, or head east to enjoy the beaches. Please note: The virtual tour and photos are for illustrative purposes only and showcase the home's floor plan and layout. Colors, finishes, features, materials, and design selections in the actual home for sale may vary. Act now while there's still time to personalize your new home! Buyers can select interior colors, finishes, upgrade options, or even choose a different floor plan offered by the builder.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,956

Sqft

1.45 ac

Lot size

2

Garage

2026

Year built

One

Levels

$301

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave
InteriorOpen Floorplan · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco
FoundationBlock
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,014/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,644 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$85
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,900
Interest rate6.00%
Loan term

Estimated payment

$3,644/mo

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property taxes (actual bill)$85
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $589K
$375KedgeAI estimate $399,829 · range $390K$418K$613K

vs edgeAI estimate

+47.3%

$/sqft vs St Cloud actives

$301 vs $221

Days on market

3 vs 33 typical

Where $301/sqft sits among the 400 St Cloud actives

99
126
87
37
16 · this home
35
$156–192$192–228$228–264$264–300$300–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 0 CORD AVENUE

Drive times from this address

Orlando Int’l Airport (MCO)34 min
Universal Orlando38 min
Downtown Orlando40 min
Walt Disney World43 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

188 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $589,000 · 3 days on market since
2026Built · HORIZON MEADOWS

Reality check

What actually sold near 0 CORD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3664 CORD AVENUESold · Aug ’25

$590,590

3664 CORD AVENUE

4 bd · 2 ba · 1,956 sqft · $302/sqft · 179 DOM

3953 BAJA DRIVESold · Oct ’25

$390,000

3953 BAJA DRIVE

4 bd · 2 ba · 1,972 sqft · $198/sqft · 96 DOM

3989 BAJA DRIVESold · Apr ’26

$410,000

3989 BAJA DRIVE

3 bd · 2 ba · 1,972 sqft · $208/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 CORD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 CORD AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

0 CORD AVENUE FAQs

What would the monthly payment be for 0 CORD AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 CORD AVENUE?+

The most recent tax bill on record (2025) was $1,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $589,000, this home is listed about 39% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 CORD AVENUE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SNOW REALTY AND INVESTMENTS INC · Tina Howes. MLS #S5153875.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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