Eric Chery
Short-Term Rental Eligible
$419,9004 bd3 ba1,933 sqft$217 /sqft$2,903 /mo all-in ↓

628 LIN ROAD, SEBRING, FL, 33876

Active11 days on marketListed Jul 8, 2026MLS #S5153221

New constructionSingle Family ResidenceSPRING LAKE VILL 08

About this home

628 LIN ROAD

Under Construction. Under Construction. New construction home currently under development, offering a modern design paired with a practical and well-thought-out layout. This property will feature 4 well-sized bedrooms, 3 full bathrooms, and a 2-car garage, providing plenty of space for comfortable everyday living. The open-concept floor plan is designed to maximize functionality and flow, creating an inviting environment ideal for both relaxing and entertaining. Thoughtful design elements will support a contemporary lifestyle while maintaining comfort and efficiency throughout the home. A great opportunity to own a brand-new residence. Motivated seller - don't miss this opportunity.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,933

Sqft

0.39 ac

Lot size

2

Garage

2025

Year built

One

Levels

$217

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDisposal · Electric Water Heater · Range
InteriorEating Space In Kitchen · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ParkingDriveway
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$868/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,903 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$72
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,697
Interest rate6.00%
Loan term

Estimated payment

$2,903/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$72
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sebring actives

$217 vs $188

Days on market

11 vs 60 typical

Where $217/sqft sits among the 205 Sebring actives

33
45
49
46 · this home
14
18
$124–149$149–174$174–199$199–224$224–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,790/mo median

MarketSebring
Annual gross at median$21,480
Gross yield on this price5.1%
Homes for rent right now41

Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.

The Orlando short-term market

▼ Softening

50%

Occupancy

▼ 25% yr/yr

$252

Avg nightly rate

▲ 17% yr/yr

$29K/yr

Revenue per listing

$125

RevPAR

53 days

Booking lead time

4.7 nights

Avg stay

4

Typical min nights

4,364

Active rentals

▲ 10% supply

Seasonality — monthly occupancy

Peaks at 57% in Feb · bottoms at 39% in Jun

51%
57%
56%
51%
44%
39%
52%
47%
44%
50%
51%
52%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.

Where it sits

Inside Spring Lake

Map of 628 LIN ROAD inside its neighborhood boundary

Spring Lake is a short-term-rental community. See the full guide →

SEBRING 33876 — neighborhood snapshot

Population

7,378

Median age

54.4

Median income

$55,490

Median home value

$161,500

Avg household

2.65

Households w/ children

451

For the school run

Highlands County School District

ElementaryCracker Trail Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

89 of 205

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 613% above the SEBRING 33876 median. See the full Sebring market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $419,900 · 11 days on market since
2025Built · SPRING LAKE VILL 08

Reality check

What actually sold near 628 LIN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

201 DELLS DRIVESold · Jan ’26

$287,500

201 DELLS DRIVE

3 bd · 2 ba · 1,936 sqft · $149/sqft · 7 DOM

6032 PINE LANESold · Nov ’25

$365,000

6032 PINE LANE

3 bd · 2 ba · 1,916 sqft · $191/sqft · 31 DOM

705 GLEN MAR COURTSold · Jun ’26

$279,000

705 GLEN MAR COURT

3 bd · 2 ba · 1,876 sqft · $149/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 628 LIN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 628 LIN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

628 LIN ROAD FAQs

What would the monthly payment be for 628 LIN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,903/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 628 LIN ROAD?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 628 LIN ROAD?+

The most recent tax bill on record (2025) was $868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 628 LIN ROAD be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 628 LIN ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $419,900, this home is listed about 50% above the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 628 LIN ROAD?+

Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Kelvin Diaz. MLS #S5153221.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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