Eric Chery
$369,9904 bd3 ba1,825 sqft$203 /sqft$3,159 /mo all-in ↓

5046 WALKER STREET, ST CLOUD, FL, 34771

Active14 days on marketListed Jul 6, 2026MLS #S5152715

Priced 13% below the ST CLOUD 34771 medianTownhouseLAKESHORE AT NARCOOSSEE PH 2

About this home

5046 WALKER STREET

Move right into this beautiful 4 bedroom, 3 bathroom townhome located in a sought after Lakeshore at Narcoosee gated community! Designed with an open and inviting floor plan, this home features brand-new carpet and tile throughout, creating a fresh, modern feel. The spacious kitchen is perfect for entertaining, offering granite countertops, a stylish tile backsplash, stainless steel appliances, and a breakfast bar overlooking the living and dining areas. The owner's suite is a private retreat with a large walk-in closet and an en-suite bathroom featuring dual granite vanities and an oversized tiled shower. Additional interior features include a central vacuum system, motorized blackout shades, a convenient under-stair storage closet, and a laundry room complete with washer and dryer. Step outside to enjoy the private paver patio, ideal for relaxing or entertaining, with a detached 2-car garage which is also a workout area with TV and mirror connected by a charming breezeway. Residents enjoy an exceptional lifestyle with resort-style amenities, including a clubhouse, swimming pools, state-of-the-art fitness center, playground, dog park, lighted tennis courts, and a scenic community dock with access to Fells Cove and East Lake Tohopekaliga. Conveniently located just minutes from Lake Nona Medical City, Orlando International Airport, shopping, dining, and major roadways, this home truly offers the perfect blend of comfort, convenience, and Florida living. Don't miss your opportunity to make this exceptional home yours!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,825

Sqft

0.05 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$203

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCentral Vacuum · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorCourtyard · Sidewalk

Community & fees

HOA fee$289/mo
Taxes (2025)$4,424/yr
PetsYes
CommunityDock · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,159 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$369
HOA fee — from the listing$289
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$3,159/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$369
HOA / condo fee$289
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$314KedgeAI estimate $393,679 · range $327K$431K$448K

vs edgeAI estimate

−6%

$/sqft vs LAKESHORE AT NARCOOSSEE PH 2

$203 vs $217

Days on market

14 vs 33 typical

Where $203/sqft sits among the 6 homes for sale in LAKESHORE AT NARCOOSSEE PH 2

1
0
2 · this home
0
0
3
$192–197$197–201$201–206$206–211$211–216$216+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5046 WALKER STREET

Drive times from this address

Orlando Int’l Airport (MCO)27 min
Downtown Orlando32 min
Universal Orlando40 min
Walt Disney World44 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

3 of 6

LAKESHORE AT NARCOOSSEE PH 2 have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $369,990 · 14 days on market since
2018Built · LAKESHORE AT NARCOOSSEE PH 2

Reality check

What actually sold near 5046 WALKER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5077 CASPIAN STREETSold · Jun ’26

$325,000

5077 CASPIAN STREET · same community

3 bd · 2.5 ba · 1,617 sqft · $201/sqft · 120 DOM

5043 CASPIAN STREETSold · Nov ’25

$327,000

5043 CASPIAN STREET · same community

2 bd · 2.5 ba · 1,464 sqft · $223/sqft · 22 DOM

2677 MEAD AVENUESold · Mar ’26

$310,000

2677 MEAD AVENUE · same community

2 bd · 2.5 ba · 1,464 sqft · $212/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5046 WALKER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5046 WALKER STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5046 WALKER STREET FAQs

What would the monthly payment be for 5046 WALKER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,159/mo — principal and interest, the actual property-tax bill, the $289/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5046 WALKER STREET?+

The association fee works out to $289 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5046 WALKER STREET?+

The most recent tax bill on record (2025) was $4,424. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5046 WALKER STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $369,990, this home is listed about 13% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5046 WALKER STREET?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CORCORAN CONNECT LLC · Kimberly Gamble. MLS #S5152715.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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