6420 WINDSOR LAKE CIRCLE, SANFORD, FL, 32773
Active38 days on marketListed Jun 25, 2026MLS #S5152547
About this home
6420 WINDSOR LAKE CIRCLE
Welcome home to the highly sought-after, gated community of Windsor Lakes! This beautifully maintained 3 bedroom, 2.5 bathroom townhome radiates true pride of ownership and is completely ready for you to move in, meaning you can skip the stress of repairs and start making memories from day one. Designed with your lifestyle in mind, the layout places all the bedrooms on the second floor, providing you with the ultimate peace and privacy away from the main-level entertaining spaces. The attached 1-car garage offers convenient parking to protect your vehicle from the Florida sun, plus essential extra storage space. The HOA includes the internet and cable. Step outside your front door to enjoy resort-style amenities without the maintenance! Windsor Lakes offers its residents a sparkling community pool, a beautiful clubhouse, and a fun playground, all secured within beautifully kept, gated grounds. With a location that puts you minutes from major highways and Historic Downtown Sanford, this home offers the perfect blend of comfort, privacy, and accessibility.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,549
Sqft
0.04 ac
Lot size
1
Garage
2012
Year built
Two
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,396 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,396/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Sanford actives
$183 vs $217
Days on market
38 vs 29 typical
Where $183/sqft sits among the 396 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32773 — neighborhood snapshot
Population
33,184
Median age
38.2
Median income
$63,496
Median home value
$259,600
Avg household
2.56
Households w/ children
4,114
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
206 of 396
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the SANFORD 32773 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 6420 WINDSOR LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$399,900
610 CAMELLIA COURT
4 bd · 2 ba · 1,558 sqft · $257/sqft · 32 DOM
Sold · Sep ’25$275,000
2430 LITTLE GEM LOOP
3 bd · 2.5 ba · 1,530 sqft · $180/sqft · 102 DOM
Sold · Dec ’25$275,000
118 S SUNLAND DRIVE
3 bd · 1 ba · 1,510 sqft · $182/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6420 WINDSOR LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6420 WINDSOR LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
6420 WINDSOR LAKE CIRCLE FAQs
What would the monthly payment be for 6420 WINDSOR LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,396/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6420 WINDSOR LAKE CIRCLE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6420 WINDSOR LAKE CIRCLE?+
The most recent tax bill on record (2025) was $1,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6420 WINDSOR LAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $284,000, this home is listed about 22% below the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6420 WINDSOR LAKE CIRCLE?+
Lake Mary High School (high), Highlands Elementary School (elementary), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Yomari Ayala. MLS #S5152547.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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