2825 ATTWATER LOOP, WINTER HAVEN, FL, 33884
Active20 days on marketListed Jun 29, 2026MLS #S5152439
About this home
2825 ATTWATER LOOP
Virtually Staged. Welcome to 2825 Attwater Drive, a beautifully maintained villa in the sought after gated 55+ community of Traditions at Lake Ruby, where low maintenance living meets an active Florida lifestyle. This thoughtfully designed home offers comfortable living spaces, a desirable open layout, and the perfect setting for year round enjoyment. From the porch, enjoy a peaceful glimpse of the neighboring golf course, adding an extra touch of scenic beauty without leaving your own backyard. Life in Traditions is about more than just the home, it’s about the lifestyle. Residents enjoy a stunning lakefront clubhouse, resort style heated pools and spa, fitness center, pickleball and tennis courts, walking trails, social clubs, planned activities, and private access to beautiful Lake Ruby for fishing and boating. The location is equally impressive. Situated in the heart of Winter Haven, you’re just minutes from LEGOLAND Florida Resort, the Chain of Lakes, medical facilities, golf, restaurants, and everyday conveniences. A brand new Publix shopping center is located just across the street, with additional shopping and dining options including Panera Bread, ALDI, pharmacies, and major retailers only minutes away. Easy access to US 27 makes commuting throughout Central Florida simple, while new commercial growth, including a planned Target nearby, continues to add value and convenience to the area. Whether you’re looking for a full time residence or the perfect place to enjoy Florida’s active adult lifestyle, this home offers the ideal combination of comfort, convenience, and community. Schedule your private showing today and experience everything Traditions has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,385
Sqft
0.07 ac
Lot size
1
Garage
2019
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,257 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,257/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs Winter Haven actives
$144 vs $171
Days on market
20 vs 42 typical
Where $144/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Traditions
Drive times from this address
Get to know Winter Haven. See the full Winter Haven guide →
Traditions — neighborhood snapshot
Population
1,772
Median age
50
Median income
$59,654
Median home value
$272,712
Avg household
3
Households w/ children
170
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
207 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 2825 ATTWATER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$210,000
2877 ATTWATER LOOP · same community
2 bd · 2 ba · 1,385 sqft · $152/sqft · 121 DOM
Sold · Mar ’26$199,900
2769 ATTWATER LOOP · same community
2 bd · 2 ba · 1,385 sqft · $144/sqft · 310 DOM
Sold · Jun ’26$205,000
3007 CANEEL STREET · same community
2 bd · 2 ba · 1,385 sqft · $148/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2825 ATTWATER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2825 ATTWATER LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2825 ATTWATER LOOP FAQs
What would the monthly payment be for 2825 ATTWATER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,257/mo — principal and interest, the actual property-tax bill, the $640/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2825 ATTWATER LOOP?+
The association fee works out to $640 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2825 ATTWATER LOOP?+
The most recent tax bill on record (2025) was $2,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2825 ATTWATER LOOP?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $199,999, this home is listed about 30% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2825 ATTWATER LOOP?+
Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER HAVEN 33884 market on paper
$199,999 is 30% below the WINTER HAVEN 33884 median of $284,995, and at $144/sqft it sits under the Winter Haven average of $172.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $640/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jason Prieto. MLS #S5152439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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