OLD HICKORY TREE ROAD, ST CLOUD, FL, 34772
Active24 days on marketListed Jun 25, 2026MLS #S5152378
About this home
OLD HICKORY TREE ROAD
5.03 Acres on Old Hickory Tree Rd – Build Your Dream Home or Invest in Saint Cloud's Growing Future! Situated on Old Hickory Tree Rd in the Hickory Acres area of Saint Cloud, this 5.03-acre parcel offers an exceptional opportunity to own a large piece of land in one of Osceola County's rapidly expanding corridors. With plenty of room to spread out, the property provides the flexibility to create the lifestyle you've been dreaming of. Whether you're looking to build a custom home, establish a private homestead, enjoy additional space and privacy, or hold the property as a long-term investment, the possibilities are endless. Enjoy the freedom of no HOA and the peaceful setting that acreage living provides, while still being conveniently located near major roadways, shopping, dining, schools, and everyday conveniences. If you've been searching for a property with space, potential, and a desirable Saint Cloud location, this opportunity deserves a closer look.
Facts & features
The home at a glance
5.03 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,854 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,854/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near OLD HICKORY TREE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$315,000
5230 SILVER THISTLE LANE
3 bd · 2 ba · 1,312 sqft · $240/sqft · 35 DOM
Sold · Jan ’26$325,000
4749 GLENCREST LOOP
3 bd · 2 ba · 1,348 sqft · $241/sqft · 37 DOM
Sold · Dec ’25$330,000
4716 GLENCREST LOOP
3 bd · 2 ba · 1,348 sqft · $245/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about OLD HICKORY TREE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for OLD HICKORY TREE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
OLD HICKORY TREE ROAD FAQs
What would the monthly payment be for OLD HICKORY TREE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,854/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on OLD HICKORY TREE ROAD?+
The most recent tax bill on record (2025) was $2,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $600,000, this home is listed about 41% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to OLD HICKORY TREE ROAD?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5152378.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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