2104 STILLWOOD WAY, ST CLOUD, FL, 34771
Active21 days on marketListed Jul 3, 2026MLS #S5152354
About this home
2104 STILLWOOD WAY
Beautiful Spacious Home Near Lake Nona Medical City – Perfect for Comfortable Family Living! Welcome to this stunning 2,897 sq. ft. home, thoughtfully designed with comfort, functionality, and entertaining in mind. Its bright, open-concept floor plan seamlessly connects the spacious family room, dining area, and gourmet kitchen, creating the perfect space for everyday living and memorable gatherings. The chef-inspired kitchen features a large center island, abundant cabinetry, a walk-in pantry, and elegant granite countertops throughout, making meal preparation both practical and enjoyable. The first floor offers exceptional flexibility, featuring a private guest suite with its own en-suite bathroom, making it ideal for visitors, in-laws, or multigenerational living. You'll also find a dedicated home office with a custom-built workstation designed to comfortably accommodate up to four people, creating the perfect space for working remotely, studying, homeschooling, or managing a home business. Upstairs, the luxurious owner's suite offers a spacious walk-in closet and a relaxing private bath. Three additional generously sized bedrooms, a cozy loft, and two full bathrooms with double vanities provide plenty of space and privacy for everyone. The home also includes a two-car garage with built-in shelving, perfect for organizing holiday decorations, luggage, and extra storage. Step outside to an incredible backyard designed for outdoor enjoyment. Gather around the fire pit on cool evenings, watch the kids play in the dedicated play area, or host unforgettable barbecues and celebrations. The oversized covered patio provides ample space for outdoor dining and entertaining family and friends year-round. Conveniently located just 10 minutes from Lake Nona Medical City, you'll enjoy quick access to world-class hospitals, top-rated schools, shopping, dining, entertainment, Orlando International Airport, and major highways, while living in a peaceful and family-friendly community. This exceptional home offers the perfect combination of space, comfort, flexibility, and location. Whether you're looking for room to grow, work from home, or entertain with ease, this property has it all. Schedule your private tour today—you'll love calling this beautiful property your next home! Call now to schedule your visit.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,897
Sqft
0.21 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $221
Days on market
21 vs 33 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
193 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2104 STILLWOOD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$449,999
2033 STILLWOOD WAY · same community
4 bd · 2.5 ba · 2,518 sqft · $179/sqft · 17 DOM
Sold · Mar ’26$496,000
5932 RIVERFRONT WAY
5 bd · 3 ba · 2,797 sqft · $177/sqft · 97 DOM
Sold · Mar ’26$501,020
5712 FRESHWATER CANYON DRIVE
5 bd · 4 ba · 2,797 sqft · $179/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2104 STILLWOOD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2104 STILLWOOD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2104 STILLWOOD WAY FAQs
What would the monthly payment be for 2104 STILLWOOD WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2104 STILLWOOD WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $3,250, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2104 STILLWOOD WAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Margarita Velasco. MLS #S5152354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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