Eric Chery
$449,0005 bd4 ba2,848 sqft$158 /sqft$3,410 /mo all-in ↓

495 E PARKER STREET, BARTOW, FL, 33830

Active39 days on marketListed Jun 14, 2026MLS #S5151884

Single Family ResidenceSUMMERLIN SCHOOL LANDS

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About this home

495 E PARKER STREET

Step into the timeless charm of this 1900 historic home, where classic craftsmanship and generous living spaces create a truly special opportunity. Situated on a desirable corner lot just minutes from Downtown Bartow, this spacious 5-bedroom, 4-bath residence offers over 2,800 square feet of living space with a versatile floor plan designed to accommodate a variety of lifestyles. The first-floor features two private en-suite bedrooms, including a spacious primary suite complete with a fireplace and sitting area, creating a comfortable retreat at the end of the day. A third full bath is conveniently located just off the kitchen, while upstairs you'll find three additional bedrooms and another full bath, providing ample space for family, guests, or a home office. This flexible layout is ideal for multi-generational living or accommodating overnight guests. Rich architectural details throughout the home include elegant crown molding, beautiful French doors, and timeless finishes that reflect the home's historic character. The inviting kitchen blends rustic warmth with classic design, featuring butcher block countertops, exposed wood ceiling beams, and authentic pecky cypress wainscoting—a distinctive architectural element long associated with Florida's historic homes. Just outside, a spacious deck provides the perfect setting for entertaining, grilling, or enjoying quiet evenings outdoors. Additional highlights include a welcoming covered front porch, a fully fenced backyard, a detached storage shed, and the added convenience of natural gas service, including a gas range, gas water heater, and a gas hookup for the clothes dryer. Conveniently located near the Polk County Courthouse, Publix, Lowe's, local restaurants, shopping, and parks, this home provides easy access to the charm and conveniences of Downtown Bartow while being located just outside the Historic District. Whether you're searching for a spacious family home or a property with the character and potential to make it uniquely yours, this historic Bartow residence offers a rare opportunity just minutes from downtown. Bring your vision to life in this timeless Bartow home. Seller is highly motivated.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,848

Sqft

0.24 ac

Lot size

1900

Year built

Two

Levels

$158

Per sqft

Fireplace

Inside

FlooringHardwood
AppliancesDisposal · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Vaulted Ceiling(s)
LaundryGas Dryer Hookup · Inside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationCrawlspace
FacesNorth
ExteriorFrench Doors · Sidewalk

Community & fees

Taxes (2025)$4,894/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,410 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$408
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,410/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$408
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bartow

Map of 495 E PARKER STREET

Drive times from this address

Downtown Tampa50 min
Walt Disney World57 min
Tampa Int’l Airport (TPA)63 min
Universal Orlando67 min
Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Jun 14, 2026Listed at $449,000 · 39 days on market since
1900Built · SUMMERLIN SCHOOL LANDS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 495 E PARKER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 495 E PARKER STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

495 E PARKER STREET FAQs

What would the monthly payment be for 495 E PARKER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,410/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 495 E PARKER STREET?+

The most recent tax bill on record (2025) was $4,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $449,000, this home is listed about 38% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 495 E PARKER STREET?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY CENTRAL FLORIDA LLC · Paula Rodriguez. MLS #S5151884.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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