
230 BAY DRIVE, KISSIMMEE, FL, 34759
Active9 days on marketListed Jul 25, 2026MLS #S5151874
About this home
230 BAY DRIVE
Virtually Staged. Beautifully maintained and move-in ready, this 2-bedroom, 2-bath home with a den/study offers comfortable living in a quiet neighborhood just minutes from the Solivita Village Center amenities. One of the home's standout features is the spacious 480 sq. ft. four-season room with its own split A/C system, providing year-round comfort and flexible living space that is not included in the home's heated square footage. Inside, you'll find plantation shutters and tile flooring throughout the main living areas, with carpet in the den/study and four-season room. The bright, open living room features sliding glass doors leading to the four-season room, creating an ideal space for relaxing or entertaining. The upgraded kitchen offers abundant granite countertop space, ample cabinetry with convenient pull-out shelves, and a breakfast bar perfect for casual dining. Adjacent to the kitchen is a bright bump-out dining area with its own slider to the four-season room, filling the home with natural light. The spacious primary suite includes a bump-out sitting area for added comfort, a large walk-in closet, and an ensuite bathroom with dual sinks and a generous walk-in shower. The guest bedroom and full guest bath are privately located on the opposite side of the home, providing an ideal layout for family and visitors. The den/study offers excellent flexibility as a home office, hobby room, or additional sleeping area with a sleeper sofa. Step outside to the screened patio, perfect for grilling, relaxing, or enjoying the Florida sunshine. The two-car garage includes attic storage and a dedicated golf cart hookup. Hurricane Shutters and generator are included. The HOA provides exceptional value by covering landscaping maintenance, irrigation, cable TV, and high-speed Internet, allowing you to enjoy a low-maintenance lifestyle in this desirable community. Solivita is a premier 55+ community, offering residents an exceptional lifestyle with state-of-the-art amenities. Enjoy a fully 2 equipped fitness centers, dance and aerobics studios, and an impressive array of recreational options including 14 heated swimming pools, two heated spas, tennis courts, pickleball courts, shuffleboard, bocce ball, billiards, and an art gallery. The community also features three on-site restaurants and two championship 18-hole golf courses. With a full calendar of activities and events, there’s always something new to explore and enjoy. This home is conveniently located near a hospital and medical office complex, and shopping center.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,489
Sqft
0.18 ac
Lot size
2
Garage
2000
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,670 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,670/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs Kissimmee actives
$199 vs $207
Days on market
9 vs 51 typical
Where $199/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $355K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
168 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 230 BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$275,000
161 CAPE FLORIDA DRIVE · same community
2 bd · 2 ba · 1,491 sqft · $184/sqft · 121 DOM
Sold · Feb ’26$325,000
219 LARGO DRIVE · same community
2 bd · 2 ba · 1,472 sqft · $221/sqft · 4 DOM
Sold · Jun ’26$260,000
241 FALLING WATER DRIVE · same community
2 bd · 2 ba · 1,467 sqft · $177/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 230 BAY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 230 BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
230 BAY DRIVE FAQs
What would the monthly payment be for 230 BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,670/mo — principal and interest, the actual property-tax bill, the $441/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 230 BAY DRIVE?+
The association fee works out to $441 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 230 BAY DRIVE?+
The most recent tax bill on record (2025) was $2,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 230 BAY DRIVE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $296,000, this home is listed about 22% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 230 BAY DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PELLEGO, LLC · Stan Wilson. MLS #S5151874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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