
4295 RAMBLER AVE, ST CLOUD, FL, 34772
Active41 days on marketListed Jun 8, 2026MLS #S5150844
About this home
4295 RAMBLER AVE
Virtually Staged. Tucked beneath mature oaks on 2.44 fenced acres, this custom property was built for buyers craving space, flexibility, and the freedom to live differently. Bring the RV, boat, trailers, chickens, hobbies, and toys, there’s room for all of it here. Centered around a screened saltwater courtyard pool and spa with outdoor shower, the home was designed for indoor-outdoor living with French doors opening to the courtyard from multiple rooms throughout the home. Inside, the 3.5 bath, 4 bedroom (could be 5) split floorplan offers multiple flexible living spaces, including a formal dining room, breakfast nook, family room, oversized great room/game room, and a front flex space ideal for a home office, bonus room, or additional living area. Rich wood cabinetry, quartz countertops, stainless appliances, gas cooktop with pot filler, double convection ovens, oversized island, stacked stone accent walls, and an Old World wood and iron entry door add warmth and character throughout the home.The 40x30 red iron building with electric, water, and 4 oversized roll-up doors easily accommodates RVs, boats, trailers, work vehicles, workshop needs, or recreational storage. The property also features horse stalls, chicken coop, fenced garden area with irrigation, whole-property irrigation, separate irrigation well, electric gate, covered front porch, concrete safe room with impact-proof glass window, new tankless water heaters, and new metal roof installed in 2025.Despite its peaceful country setting, the property is conveniently located just minutes from the Florida Turnpike and historic downtown St. Cloud, known for its lakefront, locally owned shops, coffee spots, restaurants, and small-town charm.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,462
Sqft
2.44 ac
Lot size
2008
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,562 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,562/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.3%
$/sqft vs S L & I C
$245 vs $326
Days on market
41 vs 33 typical
Where $245/sqft sits among the 38 homes for sale in S L & I C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
17 of 38
S L & I C have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4295 RAMBLER AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$800,000
4121 ALBRITTON ROAD · same community
4 bd · 3 ba · 3,354 sqft · $239/sqft · 46 DOM
Sold · Jun ’26$857,500
3740 KISSIMMEE PARK ROAD · same community
4 bd · 3.5 ba · 3,344 sqft · $256/sqft · 142 DOM
Sold · Feb ’26$1,450,000
5150 GENTRY OAKS PLACE · same community
4 bd · 4 ba · 3,656 sqft · $397/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4295 RAMBLER AVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4295 RAMBLER AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4295 RAMBLER AVE FAQs
What would the monthly payment be for 4295 RAMBLER AVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,562/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4295 RAMBLER AVE?+
The most recent tax bill on record (2025) was $5,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4295 RAMBLER AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $849,900, this home is listed about 100% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4295 RAMBLER AVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KEYSTONE RESIDENTIAL GROUP LLC · Lisa Bertossa. MLS #S5150844.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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