Eric Chery
$404,995$409,9954 bd2 ba1,830 sqft$221 /sqft$2,889 /mo all-in ↓

2076 TAY WES DR, ST CLOUD, FL, 34771

Active79 days on marketListed May 6, 2026MLS #S5149306

Priced 5% below the ST CLOUD 34771 medianReduced $5KSingle Family ResidenceTHOMPSON GROVE

Come see it

Upcoming open house

Sat, Jul 25

10:00 AM – 12:00 PM

About this home

2076 TAY WES DR

SAVE MONEY WITH THE UPGRADES!!!!!! Welcome to your LIKE NEW Home with a lot of upgrades! Built in 2022, this modern residence offers the perfect blend of luxury and functionality. The home features 4 bedrooms,2 full baths,2 car garage, porch and an open floor plan. The kitchen has beautiful cabinetry with granite countertops, a large island with sink and breakfast bar and all stainless-steel appliances. The Master suite has a walk-in closet with a master bath that includes dual sink. This home has been UPGRADED with, *CUSTOM ZEBRA BLINDS, *MASTER BATH GLASS SLIDING SHOWER DOOR WITH DARK FRAME, *EPOXY GARAGE FLOOR, *CEILING FANS IN EVERY ROOM INCLUDING PORCH, *ALL WATER FAUCETS UPGRADED TO A DARK COLOR, *CABINETS AND SLATS IN THE LAUNDRY, *CABINETS PULLS AND KNOBS IN KITCHEN AND BATHROOM, *ELECTRIC GARAGE OPENER, RAIN GUTTERS AND A *WATER SOFTENER SYSTEM!!The house was all repainted with Eggshell paint for better look and maintenance. ****MODERN WASHER AND DRYER INCLUDED!!!Great location! conveniently located to shopping and entertainments, 50 minutes to beaches. Schedule your showing today !

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,830

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

One

Levels

$221

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Epoxy
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesWest
ExteriorBalcony · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$93/mo
Taxes (2025)$874/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,889 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$73
HOA fee — from the listing$93
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate6.00%
Loan term

Estimated payment

$2,889/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$73
HOA / condo fee$93
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$357KedgeAI estimate $380,146 · range $372K$411K$428K

vs edgeAI estimate

+6.5%

$/sqft vs St Cloud actives

$221 vs $221

Days on market

79 vs 33 typical

Where $221/sqft sits among the 400 St Cloud actives

95
131 · this home
86
39
13
36
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 2076 TAY WES DR

Drive times from this address

Universal Orlando36 min
Orlando Int’l Airport (MCO)36 min
Walt Disney World37 min
Downtown Orlando37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

193 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $404,995 $5K
May 6, 2026Listed at $409,995 · 79 days on market since
2022Built · THOMPSON GROVE

Reality check

What actually sold near 2076 TAY WES DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2243 TAY WES DRSold · Oct ’25

$369,000

2243 TAY WES DR · same community

4 bd · 2 ba · 1,828 sqft · $202/sqft · 30 DOM

2188 TAY WES DRIVESold · Jan ’26

$300,000

2188 TAY WES DRIVE · same community

3 bd · 2.5 ba · 1,758 sqft · $171/sqft · 249 DOM

2178 TAY WES DRIVESold · Nov ’25

$280,000

2178 TAY WES DRIVE · same community

3 bd · 2.5 ba · 1,740 sqft · $161/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2076 TAY WES DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2076 TAY WES DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2076 TAY WES DR FAQs

What would the monthly payment be for 2076 TAY WES DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,889/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2076 TAY WES DR?+

The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2076 TAY WES DR?+

The most recent tax bill on record (2025) was $874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2076 TAY WES DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $404,995, this home is listed about 5% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2076 TAY WES DR?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST CLOUD 34771 market on paper

$404,995 is 5% below the ST CLOUD 34771 median of $425,000, and at $221/sqft it sits under the St Cloud average of $236.

02Time on market is leverage

79 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $409,995, now $404,995 — a $5K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Maribell Cruz. MLS #S5149306.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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